Food & Restaurants · lender intelligence

How to finance a Duck Donuts in Kentucky

State:

California (1)Connecticut (2)Florida (4)Georgia (2)Idaho (3)Illinois (2)Kansas (1)Michigan (1)Missouri (1)New Jersey (6)New York (4)North Carolina (3)

The SBA 7(a) lenders funding the most Duck Donuts deals in Kentucky, from public loan records — typical Duck Donuts loan about $425K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Duck Donuts in Kentucky

$80K

Typical loan

range $20K–$100K

$89K

Est. purchase price

≈ loan ÷ 90%

$11,449

Cash to close

$8,889 down + fees

$1,171/mo

Typical payment

~12.5% · 10yr

$16,160/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

5.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Duck Donuts in Kentucky

Ranked by funded Duck Donuts loans in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.

1.31 loans · $13M · Louisville, KYFull record →

3+ funded Duck Donuts in Kentucky deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Louisville Donuts LLC in Louisville, KY — $100K (2022) · Stock Yards Bank & Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
90 months
SBA guaranteed
$50K (50%)
Approval → funding
6 days
Approved
7/27/2022
First disbursed
8/2/2022
Loan status
Failed — $98K charged off (9/8/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Louisville Donuts LLC in Louisville, KY — $80K (2021) · Stock Yards Bank & Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
5 months
SBA guaranteed
$40K (50%)
Approval → funding
22 days
Approved
12/17/2020
First disbursed
1/8/2021
Loan status
Failed — $53K charged off (8/12/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Louisville Donuts LLC in Louisville, KY — $20K (2021) · Stock Yards Bank & Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$10K (50%)
Approval → funding
22 days
Approved
12/17/2020
First disbursed
1/8/2021
Loan status
Paid in full (1/31/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a Duck Donuts in Kentucky? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Duck Donuts loans with a Kentucky project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Duck Donuts purchase in Kentucky with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Kentucky deals. Stock Yards Bank & Trust Company funds the most here. CapBench is not a lender.

$425K typical Duck Donuts loan
1 lenders active in Kentucky
3+ funded Kentucky deals
22 days typical to fund

Buyers buying a Duck Donuts in Kentucky typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Duck Donuts lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/duck-donuts/kentucky
API:: https://www.capbench.com/api/public/lenders?franchise=duck-donuts&state=KY
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.