Food & Restaurants · lender intelligence
How to finance a Duck Donuts
The SBA 7(a) lenders funding the most Duck Donuts deals, ranked from public loan records — typical Duck Donuts loan about $425K, 5.88% failure rate across 65 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Duck Donuts
$425K
Typical loan
range $300K–$600K
$472K
Est. purchase price
≈ loan ÷ 90%
$63,160
Cash to close
$47,222 down + fees
$5,499/mo
Typical payment
~9.5% · 10yr
$75,886/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
94.1%
Still performing
5.9% default · FY20–23
28 days
Typical time to fund
29
Lenders competing
more = leverage
8.66%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Duck Donuts
Ranked by funded Duck Donuts loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.103 loans · $64M · Indiana, PAFull record →
- 3.40 loans · $42M · Englewood Cliffs, NJFull record →
- 4.318 loans · $229M · Osage Beach, MOFull record →
- 5.242 loans · $281M · Chicago, ILFull record →
- 6.31 loans · $13M · Louisville, KYFull record →
- 7.618 loans · $171M · Salt Lake City, UTFull record →
- 8.15 loans · $16M · Greenwood, SCFull record →
- 9.1,322 loans · $185M · Wilmington, DEFull record →
- 10.32 loans · $54M · Tupelo, MSFull record →
- 11.104 loans · $100M · Portsmouth, VAFull record →
- 12.12 loans · $14M · Mobile, ALFull record →
- 13.47 loans · $39M · Greenville, PAFull record →
- 14.1,296 loans · $1.4B · Wilmington, NCFull record →
- 15.4 loans · $4M · Hauppauge, NYFull record →
- 16.284 loans · $254M · Cincinnati, OHFull record →
- 17.149 loans · $135M · Mukwonago, WIFull record →
- 18.46 loans · $85M · Salt Lake City, UTFull record →
- 19.72 loans · $30M · Oconomowoc, WIFull record →
- 20.18 loans · $24M · Madison, WIFull record →
- 21.54 loans · $22M · Chubbuck, IDFull record →
- 22.23 loans · $21M · Greenwood Village, COFull record →
- 23.20 loans · $8M · Saint Petersburg, FLFull record →
- 24.38 loans · $21M · San Antonio, TXFull record →
- 25.6 loans · $4M · Defiance, OHFull record →
65+ funded Duck Donuts deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- L&N Family Enterprises, LLC in Byron, GA — $425K (2026) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 129 months
- SBA guaranteed
- $213K (50%)
- Approval → funding
- 27 days
- Approved
- 11/13/2025
- First disbursed
- 12/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- DUCK DUCK GOOSE DONUTS LLC in Orange, CT — $25K (2026) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 39 days
- Approved
- 11/20/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Frozen Cakes, Pies, and Other Pastries Manufacturing
Funded by TD Bank, National Association · Lender record →
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- Golden Management Associates Inc in Brooksville, FL — $836K (2025) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 129 months
- SBA guaranteed
- $627K (75%)
- Approval → funding
- 16 days
- Approved
- 5/21/2025
- First disbursed
- 6/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- DD Bay Area LLC in Walnut Creek, CA — $750K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 125 months
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 113 days
- Approved
- 3/25/2025
- First disbursed
- 7/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- DUCK DUCK GOOSE DONUTS LLC in Orange, CT — $720K (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 121 months
- SBA guaranteed
- $540K (75%)
- Approval → funding
- 27 days
- Approved
- 10/31/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Adeline LLC in Fredericksburg, VA — $659K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $494K (75%)
- Approval → funding
- 40 days
- Approved
- 1/10/2025
- First disbursed
- 2/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- KWR VENTURES, LLC in Lees Summit, MO — $655K (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $491K (75%)
- Approval → funding
- 221 days
- Approved
- 5/22/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 43
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
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- RADICATO LLC in Mount Pleasant, SC — $640K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $480K (75%)
- Approval → funding
- 8 days
- Approved
- 1/30/2025
- First disbursed
- 2/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- 5S Investments LLC in Flemington, NJ — $635K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 122 months
- SBA guaranteed
- $476K (75%)
- Approval → funding
- 57 days
- Approved
- 12/11/2024
- First disbursed
- 2/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- Duckies Delight LLC in Boiling Springs, SC — $625K (2025) · Countybank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 7 days
- Approved
- 1/22/2025
- First disbursed
- 1/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Countybank · Lender record →
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- Blanx LLC in Wendell, NC — $589K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $442K (75%)
- Approval → funding
- 15 days
- Approved
- 3/20/2025
- First disbursed
- 4/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- KOBE BEAN PATEL, LLC in Cypress, TX — $547K (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 125 months
- SBA guaranteed
- $410K (75%)
- Approval → funding
- 49 days
- Approved
- 3/14/2025
- First disbursed
- 5/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- BURGUNDY SWEETS LLC in Spring, TX — $524K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $393K (75%)
- Approval → funding
- 52 days
- Approved
- 10/14/2024
- First disbursed
- 12/5/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- AURORA DOE LLC in Knoxville, TN — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 93 days
- Approved
- 3/10/2025
- First disbursed
- 6/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BUMBLE BRIDGE, LLC in Summerville, SC — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 6 days
- Approved
- 4/16/2025
- First disbursed
- 4/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Lucky Duck Ventures, LLC in St. George, UT — $431K (2025) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $323K (75%)
- Approval → funding
- 9 days
- Approved
- 1/14/2025
- First disbursed
- 1/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
- Duckies Delight LLC in Greenville, SC — $414K (2025) · purchase · Countybank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $311K (75%)
- Approval → funding
- 18 days
- Approved
- 9/12/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $460K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $62K
- Monthly payment
- $5,529
- Annual debt service
- $66K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Countybank · Lender record →
Your business? Claim this record · Request removal
- Perryco of NC and VA LLC in Mount Airy, NC — $403K (2025) · purchase · The First Bank and Trust Company
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $302K (75%)
- Approval → funding
- 36 days
- Approved
- 10/16/2024
- First disbursed
- 11/21/2024
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $447K
- Est. down payment (10%)
- $45K
- Est. cash at closing
- $60K
- Monthly payment
- $5,044
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The First Bank and Trust Company
Your business? Claim this record · Request removal
- Orbison Enterprises Inc in Ammon, ID — $397K (2025) · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $298K (75%)
- Approval → funding
- 82 days
- Approved
- 12/18/2024
- First disbursed
- 3/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
- BUMBLE BRIDGE, LLC in Summerville, SC — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 133 days
- Approved
- 4/16/2025
- First disbursed
- 8/27/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Duck Donuts? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Duck Donuts businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Duck Donuts purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $425K typical Duck Donuts loan
- 5.88% failure rate (FY20–23)
- 29 lenders fund the brand
- 28 days typical to fund
Buyers researching a Duck Donuts typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.