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Food & Restaurants · lender intelligence

How to finance a Duck Donuts

The SBA 7(a) lenders funding the most Duck Donuts deals, ranked from public loan records — typical Duck Donuts loan about $425K, 5.88% failure rate across 65 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Duck Donuts

$425K

Typical loan

range $300K–$600K

$472K

Est. purchase price

≈ loan ÷ 90%

$63,160

Cash to close

$47,222 down + fees

$5,499/mo

Typical payment

~9.5% · 10yr

$75,886/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

94.1%

Still performing

5.9% default · FY20–23

28 days

Typical time to fund

29

Lenders competing

more = leverage

8.66%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Duck Donuts

Ranked by funded Duck Donuts loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.103 loans · $64M · Indiana, PAFull record →
  3. 3.40 loans · $42M · Englewood Cliffs, NJFull record →
  4. 4.318 loans · $229M · Osage Beach, MOFull record →
  5. 5.242 loans · $281M · Chicago, ILFull record →
  6. 6.31 loans · $13M · Louisville, KYFull record →
  7. 7.618 loans · $171M · Salt Lake City, UTFull record →
  8. 8.15 loans · $16M · Greenwood, SCFull record →
  9. 9.1,322 loans · $185M · Wilmington, DEFull record →
  10. 10.32 loans · $54M · Tupelo, MSFull record →
  11. 11.104 loans · $100M · Portsmouth, VAFull record →
  12. 12.12 loans · $14M · Mobile, ALFull record →
  13. 13.47 loans · $39M · Greenville, PAFull record →
  14. 14.1,296 loans · $1.4B · Wilmington, NCFull record →
  15. 15.4 loans · $4M · Hauppauge, NYFull record →
  16. 16.284 loans · $254M · Cincinnati, OHFull record →
  17. 17.149 loans · $135M · Mukwonago, WIFull record →
  18. 18.46 loans · $85M · Salt Lake City, UTFull record →
  19. 19.72 loans · $30M · Oconomowoc, WIFull record →
  20. 20.18 loans · $24M · Madison, WIFull record →
  21. 21.54 loans · $22M · Chubbuck, IDFull record →
  22. 22.23 loans · $21M · Greenwood Village, COFull record →
  23. 23.20 loans · $8M · Saint Petersburg, FLFull record →
  24. 24.38 loans · $21M · San Antonio, TXFull record →
  25. 25.6 loans · $4M · Defiance, OHFull record →

65+ funded Duck Donuts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • L&N Family Enterprises, LLC in Byron, GA$425K (2026) · Fifth Third Bank
  • DUCK DUCK GOOSE DONUTS LLC in Orange, CT$25K (2026) · TD Bank, National Association
  • Golden Management Associates Inc in Brooksville, FL$836K (2025) · Milestone Bank
  • DD Bay Area LLC in Walnut Creek, CA$750K (2025) · The Huntington National Bank
  • DUCK DUCK GOOSE DONUTS LLC in Orange, CT$720K (2025) · Byline Bank
  • Adeline LLC in Fredericksburg, VA$659K (2025) · ConnectOne Bank
  • KWR VENTURES, LLC in Lees Summit, MO$655K (2025) · Byline Bank
  • RADICATO LLC in Mount Pleasant, SC$640K (2025) · The Huntington National Bank
  • 5S Investments LLC in Flemington, NJ$635K (2025) · ConnectOne Bank
  • Duckies Delight LLC in Boiling Springs, SC$625K (2025) · Countybank
  • Blanx LLC in Wendell, NC$589K (2025) · Citizens Bank
  • KOBE BEAN PATEL, LLC in Cypress, TX$547K (2025) · Byline Bank
  • BURGUNDY SWEETS LLC in Spring, TX$524K (2025) · The Huntington National Bank
  • AURORA DOE LLC in Knoxville, TN$500K (2025) · The Huntington National Bank
  • BUMBLE BRIDGE, LLC in Summerville, SC$500K (2025) · The Huntington National Bank
  • Lucky Duck Ventures, LLC in St. George, UT$431K (2025) · Community Banks of Colorado, A Division of NBH Bank
  • Duckies Delight LLC in Greenville, SC$414K (2025) · purchase · Countybank
  • Perryco of NC and VA LLC in Mount Airy, NC$403K (2025) · purchase · The First Bank and Trust Company
  • Orbison Enterprises Inc in Ammon, ID$397K (2025) · Idaho Central CU
  • BUMBLE BRIDGE, LLC in Summerville, SC$50K (2025) · The Huntington National Bank

Buying a Duck Donuts? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Duck Donuts businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Duck Donuts purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $425K typical Duck Donuts loan
  • 5.88% failure rate (FY20–23)
  • 29 lenders fund the brand
  • 28 days typical to fund

Buyers researching a Duck Donuts typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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