Food & Restaurants · lender intelligence

How to finance a Dunkin' Donuts in Minnesota

State:

The SBA 7(a) lenders funding the most Dunkin' Donuts deals in Minnesota, from public loan records — typical Dunkin' Donuts loan about $800K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Dunkin' Donuts in Minnesota

$650K

Typical loan

range $512K–$811K

$722K

Est. purchase price

≈ loan ÷ 90%

$96,597

Cash to close

$72,222 down + fees

$8,411/mo

Typical payment

~9.5% · 10yr

$116,072/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

6.73%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dunkin' Donuts in Minnesota

Ranked by funded Dunkin' Donuts loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.

1.46 loans · $27M · Sartell, MNFull record →
2.30 loans · $24M · Kansas City, MOFull record →
3.3 loans · $4M · Mountain Lake, MNFull record →

11+ funded Dunkin' Donuts in Minnesota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

TANEJA OAKDALE LLC in Saint Paul, MN — $886K (2026) · BankVista
Program
Preferred Lenders Program
Rate at approval
7.125% variable
Term
123 months
SBA guaranteed
$665K (75%)
Approved
1/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
TANEJA RESTAURANTS LLC in Forest Lake, MN — $811K (2025) · BankVista
Program
Preferred Lenders Program
Rate at approval
7.875% variable
Term
123 months
SBA guaranteed
$608K (75%)
Approval → funding
112 days
Approved
9/12/2025
First disbursed
1/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
35
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
TANEJA ROSEVILLE LLC in Saint Paul, MN — $325K (2025) · BankVista
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$276K (85%)
Approval → funding
101 days
Approved
6/10/2025
First disbursed
9/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
64
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
KOD KOD ENTERPRISES L. L. C. in Anoka, MN — $694K (2024) · UMB Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
119 months
SBA guaranteed
$521K (75%)
Approval → funding
0 days
Approved
10/25/2023
First disbursed
10/25/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
163
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KOD KOD ENTERPRISES L. L. C. in St. Cloud, MN — $745K (2023) · UMB Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
119 months
SBA guaranteed
$559K (75%)
Approval → funding
0 days
Approved
6/27/2023
First disbursed
6/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
145
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KOD KOD ENTERPRISES L. L. C. in Otsego, MN — $600K (2022) · purchase · UMB Bank, National Association
Program
7a General
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$450K (75%)
Approval → funding
86 days
Approved
2/2/2022
First disbursed
4/29/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
85
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$667K
Est. down payment (10%)
$67K
Est. cash at closing
$89K
Monthly payment
$6,295
Annual debt service
$76K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Original Blend III LLC in Mankato, MN — $650K (2021) · United Prairie Bank
Program
Preferred Lenders Program
Rate at approval
3.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$585K (90%)
Approval → funding
15 days
Approved
9/15/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by United Prairie Bank · Lender record →
Your business? Claim this record · Request removal
TANEJA ROSEDALE LLC in Roseville, MN — $505K (2021) · BankVista
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$455K (90%)
Approval → funding
27 days
Approved
2/1/2021
First disbursed
2/28/2021
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
33
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
TANEJA RESTAURANTS LLC in Roseville, MN — $2.1M (2020) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
29 days
Approved
1/31/2020
First disbursed
2/29/2020
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
55
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$236K
Est. cash at closing
$325K
Monthly payment
$24,389
Annual debt service
$293K
Cash flow needed (1.25×)
$366K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
TANEJA RESTAURANTS LLC in Lino Lakes, MN — $608K (2020) · BankVista
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$456K (75%)
Approved
4/27/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
TANEJA RESTAURANTS LLC in Lino Lakes, MN — $512K (2020) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$384K (75%)
Approval → funding
11 days
Approved
6/19/2020
First disbursed
6/30/2020
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$569K
Est. down payment (10%)
$57K
Est. cash at closing
$76K
Monthly payment
$5,493
Annual debt service
$66K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal

Buying a Dunkin' Donuts in Minnesota? Start with a lender that funds them here

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Dunkin' Donuts loans with a Minnesota project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dunkin' Donuts purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. BankVista funds the most here. CapBench is not a lender.

$800K typical Dunkin' Donuts loan
3 lenders active in Minnesota
11+ funded Minnesota deals
29 days typical to fund

Buyers buying a Dunkin' Donuts in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Dunkin' Donuts lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dunkin-donuts/minnesota
API:: https://www.capbench.com/api/public/lenders?franchise=dunkin-donuts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.