Food & Restaurants · lender intelligence

How to finance a Dunkin' Donuts in Missouri

State:

The SBA 7(a) lenders funding the most Dunkin' Donuts deals in Missouri, from public loan records — typical Dunkin' Donuts loan about $800K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Dunkin' Donuts in Missouri

$1.30M

Typical loan

range $450K–$1.65M

$1.44M

Est. purchase price

≈ loan ÷ 90%

$198,069

Cash to close

$144,444 down + fees

$16,822/mo

Typical payment

~9.5% · 10yr

$232,144/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

79 days

Typical time to fund

Lenders competing

more = leverage

9.42%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dunkin' Donuts in Missouri

Ranked by funded Dunkin' Donuts loans in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.

1.242 loans · $281M · Chicago, ILFull record →

6+ funded Dunkin' Donuts in Missouri deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Om Shree Shyam 4 Inc in Blue Springs, MO — $450K (2026) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
304 months
SBA guaranteed
$338K (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Om Shree Shyam 3 Inc in Independence, MO — $440K (2026) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
304 months
SBA guaranteed
$330K (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Om Shree Shyam 2 Inc in Saint Joseph, MO — $2.4M (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
26 days
Approved
9/19/2025
First disbursed
10/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$270K
Est. cash at closing
$372K
Monthly payment
$21,231
Annual debt service
$255K
Cash flow needed (1.25×)
$318K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Om Shree Shyam 1 Inc in Saint Joseph, MO — $1.6M (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
26 days
Approved
9/19/2025
First disbursed
10/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$183K
Est. cash at closing
$251K
Monthly payment
$14,372
Annual debt service
$172K
Cash flow needed (1.25×)
$216K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Om Shree Shyam 4 Inc in Blue Springs, MO — $1.3M (2025) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$975K (75%)
Approval → funding
108 days
Approved
9/29/2025
First disbursed
1/15/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Om Shree Shyam 3 Inc in Independence, MO — $950K (2025) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$713K (75%)
Approval → funding
79 days
Approved
9/29/2025
First disbursed
12/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Dunkin' Donuts in Missouri? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Dunkin' Donuts loans with a Missouri project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dunkin' Donuts purchase in Missouri with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Missouri deals. Byline Bank funds the most here. CapBench is not a lender.

$800K typical Dunkin' Donuts loan
1 lenders active in Missouri
6+ funded Missouri deals
79 days typical to fund

Buyers buying a Dunkin' Donuts in Missouri typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Dunkin' Donuts lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dunkin-donuts/missouri
API:: https://www.capbench.com/api/public/lenders?franchise=dunkin-donuts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.