Home & Trade Services · lender intelligence
How to finance a Enviro-Master Services in California
The SBA 7(a) lenders funding the most Enviro-Master Services deals in California, from public loan records — typical Enviro-Master Services loan about $250K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Enviro-Master Services in California
$495K
Typical loan
range $300K–$690K
$550K
Est. purchase price
≈ loan ÷ 90%
$73,533
Cash to close
$54,978 down + fees
$6,403/mo
Typical payment
~9.5% · 10yr
$88,361/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
35 days
Typical time to fund
3
Lenders competing
more = leverage
6.81%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Enviro-Master Services in California
Ranked by funded Enviro-Master Services loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $0M · St. Louis, MOFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.46 loans · $47M · Asheville, NCFull record →
4+ funded Enviro-Master Services in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Enviro-Master in Ladera Ranch, CA — $181K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $136K (75%)
- Approval → funding
- 31 days
- Approved
- 9/30/2025
- First disbursed
- 10/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Enviro-Master Services in Ventura, CA — $690K (2021) · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $621K (90%)
- Approval → funding
- 49 days
- Approved
- 9/2/2021
- First disbursed
- 10/21/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
- JR Energy Group, LLC in Redlands, CA — $300K (2021) · purchase · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 15 days
- Approved
- 9/30/2021
- First disbursed
- 10/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $3,331
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- Enviro-Master Services in Ventura, CA — $495K (2020) · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 35 days
- Approved
- 12/27/2019
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Enviro-Master Services in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Enviro-Master Services loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Enviro-Master Services purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. First Bank funds the most here. CapBench is not a lender.
- $250K typical Enviro-Master Services loan
- 3 lenders active in California
- 4+ funded California deals
- 35 days typical to fund
Buyers buying a Enviro-Master Services in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.