Home & Trade Services · lender intelligence

How to finance a Enviro-Master Services

State:

The SBA 7(a) lenders funding the most Enviro-Master Services deals, ranked from public loan records — typical Enviro-Master Services loan about $250K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Enviro-Master Services

$250K

Typical loan

range $150K–$357K

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

7.71%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Enviro-Master Services

Ranked by funded Enviro-Master Services loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.46 loans · $47M · Asheville, NCFull record →
3.2,539 loans · $965M · Columbus, OHFull record →
4.328 loans · $134M · Cleveland, OHFull record →
5.116 loans · $120M · Evansville, INFull record →
6.1 loans · $0M · St. Louis, MOFull record →
7.16 loans · $14M · Arlington, MAFull record →
8.318 loans · $229M · Osage Beach, MOFull record →
9.1,025 loans · $292M · Berkeley Heights, NJFull record →

22+ funded Enviro-Master Services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Boise Cleaner LLC in Boise, ID — $150K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
24 days
Approved
11/24/2025
First disbursed
12/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
HUNDO SERVICES, LLC in Comstock Park, MI — $392K (2025) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
7.4% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$294K (75%)
Approval → funding
20 days
Approved
8/15/2025
First disbursed
9/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$435K
Est. down payment (10%)
$44K
Est. cash at closing
$58K
Monthly payment
$4,631
Annual debt service
$56K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
HYGIENE PROTECTORS INC. in Glendale, AZ — $357K (2025) · Leader Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$268K (75%)
Approval → funding
18 days
Approved
7/3/2025
First disbursed
7/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by Leader Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Enviro-Master in Ladera Ranch, CA — $181K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$136K (75%)
Approval → funding
31 days
Approved
9/30/2025
First disbursed
10/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Eco-Ops LLC dba Eco-Ops LLC dba Enviro-Master Newnan-Auburn in Newnan, GA — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
19 days
Approved
2/5/2025
First disbursed
2/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
HUNDO SERVICES, LLC in Comstock Park, MI — $100K (2025) · purchase · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
24 mo (2 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
21 days
Approved
8/15/2025
First disbursed
9/5/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$4,546
Annual debt service
$55K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Chicago Hygiene Ventures LLC in Bensenville, IL — $678K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$508K (75%)
Approval → funding
13 days
Approved
4/13/2024
First disbursed
4/26/2024
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$753K
Est. down payment (10%)
$75K
Est. cash at closing
$101K
Monthly payment
$9,333
Annual debt service
$112K
Cash flow needed (1.25×)
$140K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
316 to Athens, LLC in Doraville, GA — $665K (2023) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.65% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$498K (75%)
Approval → funding
7 days
Approved
10/20/2022
First disbursed
10/27/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Janitorial Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
EMS of Northern Virginia, LLC in Chantilly, VA — $305K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$229K (75%)
Approval → funding
5 days
Approved
10/7/2022
First disbursed
10/12/2022
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Enviro-Master Services of Wichita in Park City, KS — $235K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
102 months
SBA guaranteed
$176K (75%)
Approval → funding
54 days
Approved
7/5/2023
First disbursed
8/28/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Janitorial Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
EMS of Northern Virginia, LLC in Chantilly, VA — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
10/7/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Southern Hygiene LLC in Mobile, AL — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
6/15/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Enviro-Master Services in Ventura, CA — $690K (2021) · First Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$621K (90%)
Approval → funding
49 days
Approved
9/2/2021
First disbursed
10/21/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Janitorial Services
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
JR Energy Group, LLC in Redlands, CA — $300K (2021) · purchase · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
15 days
Approved
9/30/2021
First disbursed
10/15/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,331
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Sadler Services and Consulting, LLC in Redmond, WA — $270K (2021) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$243K (90%)
Approval → funding
7 days
Approved
3/8/2021
First disbursed
3/15/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
MPH BOSTON SOUTH CORP. in Franklin, MA — $210K (2021) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (75%)
Approval → funding
52 days
Approved
12/11/2020
First disbursed
2/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
SAFE & CLEAN LLC in Glendale, AZ — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
0 days
Approved
12/2/2020
First disbursed
12/2/2020
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Justin Long Enterprises Inc. in Cobleskill, NY — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approval → funding
17 days
Approved
7/14/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Sadler Services and Consulting, LLC in Redmond, WA — $100K (2021) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (75%)
Approval → funding
4 days
Approved
3/8/2021
First disbursed
3/12/2021
Loan status
In liquidation
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Enviro-Master Services in Ventura, CA — $495K (2020) · First Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$371K (75%)
Approval → funding
35 days
Approved
12/27/2019
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Janitorial Services
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Enviro-Master Services? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Enviro-Master Services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Enviro-Master Services purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$250K typical Enviro-Master Services loan
10 lenders fund the brand
19 days typical to fund

Buyers researching a Enviro-Master Services typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Enviro-Master Services record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/enviro-master-services
API:: https://www.capbench.com/api/public/lenders?franchise=enviro-master-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.