Fitness & Recreation · lender intelligence

How to finance a F45 Training in Virginia

State:

The SBA 7(a) lenders funding the most F45 Training deals in Virginia, from public loan records — typical F45 Training loan about $295K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance F45 Training in Virginia

$375K

Typical loan

range $335K–$474K

$417K

Est. purchase price

≈ loan ÷ 90%

$55,730

Cash to close

$41,667 down + fees

$4,852/mo

Typical payment

~9.5% · 10yr

$66,958/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

7.33%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with F45 Training in Virginia

Ranked by funded F45 Training loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,927 loans · $207M · Buffalo, NYFull record →
2.24 loans · $21M · Raleigh, NCFull record →
3.149 loans · $135M · Mukwonago, WIFull record →
4.28 loans · $42M · Lehi, UTFull record →
5.47 loans · $39M · Greenville, PAFull record →

9+ funded F45 Training in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Functional Fitness LLC in Stafford, VA — $675K (2025) · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$506K (75%)
Approval → funding
21 days
Approved
2/14/2025
First disbursed
3/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
D&D Fitness LLC in Virginia Beach, VA — $512K (2022) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.25% fixed
Term
94 months
SBA guaranteed
$384K (75%)
Approval → funding
10 days
Approved
9/23/2022
First disbursed
10/3/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Fit Nova, LLC in Gainesville, VA — $439K (2021) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$329K (75%)
Approval → funding
4 days
Approved
10/27/2020
First disbursed
10/31/2020
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
T&T Affinity Fitness LLC in Fairfax, VA — $474K (2020) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$356K (75%)
Approval → funding
16 days
Approved
11/18/2019
First disbursed
12/4/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
EQ LLC in Arlington, VA — $375K (2020) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
126 months
SBA guaranteed
$281K (75%)
Approval → funding
53 days
Approved
8/27/2020
First disbursed
10/19/2020
Loan status
Paid in full (7/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Sweat Shop LLC in Leesburg, VA — $374K (2020) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$281K (75%)
Approved
1/15/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Unanswered
Industry
Fitness and Recreational Sports Centers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
BCBfit, Inc. in Herndon, VA — $335K (2020) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approved
4/23/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
EQ LLC in Arlington, VA — $35K (2020) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
78 months
SBA guaranteed
$18K (50%)
Approval → funding
185 days
Approved
8/27/2020
First disbursed
2/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
T&T Affinity Fitness LLC in Fairfax, VA — $25K (2020) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
103 days
Approved
11/18/2019
First disbursed
2/29/2020
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a F45 Training in Virginia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded F45 Training loans with a Virginia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a F45 Training purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. Manufacturers and Traders Trust Company funds the most here. CapBench is not a lender.

$295K typical F45 Training loan
6 lenders active in Virginia
9+ funded Virginia deals
21 days typical to fund

Buyers buying a F45 Training in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All F45 Training lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/f45-training/virginia
API:: https://www.capbench.com/api/public/lenders?franchise=f45-training
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.