Food & Restaurants · lender intelligence

How to finance a Giovanni's Pizza

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The SBA 7(a) lenders funding the most Giovanni's Pizza deals, ranked from public loan records — typical Giovanni's Pizza loan about $209K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Giovanni's Pizza

$209K

Typical loan

range $100K–$730K

$232K

Est. purchase price

≈ loan ÷ 90%

$31,060

Cash to close

$23,222 down + fees

$3,059/mo

Typical payment

~12.5% · 10yr

$42,214/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

6.93%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Giovanni's Pizza

Ranked by funded Giovanni's Pizza loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.24 loans · $13M · Pikeville, KYFull record →
2.284 loans · $254M · Cincinnati, OHFull record →
3.12 loans · $8M · Wheeling, WVFull record →
4.19 loans · $5M · Roseville, CAFull record →
5.36 loans · $51M · Carmel, INFull record →

7+ funded Giovanni's Pizza deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Pizza Power of Waverly LLC in Waverly, OH — $730K (2026) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
9.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$548K (75%)
Approval → funding
13 days
Approved
1/27/2026
First disbursed
2/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$811K
Est. down payment (10%)
$81K
Est. cash at closing
$111K
Monthly payment
$9,446
Annual debt service
$113K
Cash flow needed (1.25×)
$142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Southern Valley Pizza LLC in South Williamson, KY — $261K (2025) · WesBanco Bank, Inc.
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$196K (75%)
Approved
12/19/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by WesBanco Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
RMW Enterprises LLC in London, KY — $100K (2025) · Community Trust Bank, Inc.
Program
7a General
Rate at approval
8% variable
Term
108 mo (9 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
110 days
Approved
8/28/2025
First disbursed
12/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Community Trust Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
SJT LLC in Lucasville, OH — $785K (2021) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$707K (90%)
Approval → funding
8 days
Approved
9/9/2021
First disbursed
9/17/2021
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
33
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Maysville Giovannis, LLC in Vanceburg, KY — $209K (2021) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (90%)
Approved
8/30/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Merlo Family Enterprise LLC in Shelbyville, KY — $159K (2021) · Community Trust Bank, Inc.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
123 months
SBA guaranteed
$119K (75%)
Approval → funding
23 days
Approved
4/7/2021
First disbursed
4/30/2021
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Community Trust Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
Giovanni's of Dorton, LLC in Jenkins, KY — $30K (2020) · Community Trust Bank, Inc.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.75% variable
Term
60 mo (5 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
8 days
Approved
8/17/2020
First disbursed
8/25/2020
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Community Trust Bank, Inc. · Lender record →
Your business? Claim this record · Request removal

Buying a Giovanni's Pizza? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Giovanni's Pizza businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Giovanni's Pizza purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Community Trust Bank, Inc. funds the most. CapBench is not a lender.

$209K typical Giovanni's Pizza loan
5 lenders fund the brand
13 days typical to fund

Buyers researching a Giovanni's Pizza typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Giovanni's Pizza record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/giovanni-s-pizza
API:: https://www.capbench.com/api/public/lenders?franchise=giovanni-s-pizza
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.