Automotive · lender intelligence

How to finance a Grease Monkey in Texas

State:

The SBA 7(a) lenders funding the most Grease Monkey deals in Texas, from public loan records — typical Grease Monkey loan about $614K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Grease Monkey in Texas

$460K

Typical loan

range $350K–$994K

$511K

Est. purchase price

≈ loan ÷ 90%

$68,361

Cash to close

$51,111 down + fees

$5,952/mo

Typical payment

~9.5% · 10yr

$82,138/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

7.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Grease Monkey in Texas

Ranked by funded Grease Monkey loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.5 loans · $2M · Beresford, SDFull record →
3.40 loans · $42M · Englewood Cliffs, NJFull record →
4.105 loans · $51M · Fitzgerald, GAFull record →
5.149 loans · $135M · Mukwonago, WIFull record →
6.75 loans · $98M · Sioux Falls, SDFull record →

8+ funded Grease Monkey in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RJS Investment Group Inc. in Greenville, TX — $2.3M (2026) · Colony Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
312 mo (26 yrs)
SBA guaranteed
$1.8M (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
28
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Oil Change and Lubrication Shops
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
Heredia Enterprises LLC in Edinburg, TX — $785K (2023) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
305 months
SBA guaranteed
$589K (75%)
Approval → funding
141 days
Approved
5/11/2023
First disbursed
9/29/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Oil Change and Lubrication Shops
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Beltran TX Oil One LLC in El Paso, TX — $460K (2023) · First Savings Bank
Program
7a General
Rate at approval
8% variable
Term
96 mo (8 yrs)
SBA guaranteed
$345K (75%)
Approval → funding
15 days
Approved
12/8/2022
First disbursed
12/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Oil Change and Lubrication Shops
Funded by First Savings Bank · Lender record →
Your business? Claim this record · Request removal
Monkey1 LLC in Austin, TX — $420K (2023) · ConnectOne Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
126 months
SBA guaranteed
$315K (75%)
Approval → funding
15 days
Approved
12/20/2022
First disbursed
1/4/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Oil Change and Lubrication Shops
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
Red River Grease Monkey in Cottonwood Shores, TX — $217K (2022) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
306 months
SBA guaranteed
$163K (75%)
Approval → funding
15 days
Approved
4/26/2022
First disbursed
5/11/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
GLCo Services, Inc. in Texas City, TX — $994K (2021) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$894K (90%)
Approval → funding
27 days
Approved
9/3/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Lessors of Other Real Estate Property
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$151K
Monthly payment
$6,250
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
ESKY CORPORATION in Ponder, TX — $150K (2021) · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$113K (75%)
Approval → funding
14 days
Approved
6/16/2021
First disbursed
6/30/2021
Loan status
Paid in full (12/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Grease Monkey #1186 in Friendswood, TX — $350K (2020) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
18 days
Approved
1/13/2020
First disbursed
1/31/2020
Loan status
Paid in full (4/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a Grease Monkey in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Grease Monkey loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Grease Monkey purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$614K typical Grease Monkey loan
6 lenders active in Texas
8+ funded Texas deals
15 days typical to fund

Buyers buying a Grease Monkey in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Grease Monkey lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/grease-monkey/texas
API:: https://www.capbench.com/api/public/lenders?franchise=grease-monkey
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.