Food & Restaurants · lender intelligence

How to finance a Hungry Howie's

State:

The SBA 7(a) lenders funding the most Hungry Howie's deals, ranked from public loan records — typical Hungry Howie's loan about $406K, 0% failure rate across 26 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Hungry Howie's

$406K

Typical loan

range $214K–$475K

$451K

Est. purchase price

≈ loan ÷ 90%

$60,336

Cash to close

$45,111 down + fees

$5,254/mo

Typical payment

~9.5% · 10yr

$72,505/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

Lenders competing

more = leverage

7.84%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Hungry Howie's

Ranked by funded Hungry Howie's loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.33 loans · $15M · Minneapolis, MNFull record →
3.1 loans · $0M · Irvington, KYFull record →
4.2 loans · $2M · Scotland, SDFull record →
5.2 loans · $1M · Clinton Township, MIFull record →
6.46 loans · $85M · Salt Lake City, UTFull record →
7.868 loans · $362M · Salt Lake City, UTFull record →
8.3 loans · $1M · West Memphis, ARFull record →
9.75 loans · $98M · Sioux Falls, SDFull record →
10.54 loans · $64M · Los Angeles, CAFull record →
11.70 loans · $22M · Melrose, MNFull record →
12.1 loans · $0M · Zebulon, GAFull record →
13.138 loans · $276M · Sioux Falls, SDFull record →
14.5 loans · $4M · Houston, TXFull record →
15.1 loans · $0M · Hastings, MIFull record →
16.242 loans · $281M · Chicago, ILFull record →

26+ funded Hungry Howie's deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Annapurna Pizza, LLC in Goose Creek, SC — $558K (2026) · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months
SBA guaranteed
$419K (75%)
Approved
1/21/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
HK PIZZA INC in Traverse City, MI — $429K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$322K (75%)
Approved
1/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
OM Satname, LLC in Ann Arbor, MI — $300K (2026) · Michigan Schools and Government Credit Union
Program
7a General
Rate at approval
8% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
16 days
Approved
12/2/2025
First disbursed
12/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Michigan Schools and Government Credit Union · Lender record →
Your business? Claim this record · Request removal
HCMJ Holdings 1, LLC in Dearborn Heights, MI — $501K (2025) · The Farmers and Merchants State Bank
Program
7a General
Rate at approval
10% variable
Term
126 months
SBA guaranteed
$376K (75%)
Approved
9/6/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Farmers and Merchants State Bank · Lender record →
Your business? Claim this record · Request removal
Wayne Pizza Group, LLC in Detroit, MI — $478K (2025) · First State Bank
Program
7a General
Rate at approval
8% variable
Term
125 months
SBA guaranteed
$358K (75%)
Approval → funding
54 days
Approved
9/4/2025
First disbursed
10/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First State Bank · Lender record →
Your business? Claim this record · Request removal
Sabres Brasswood LLC in Fort Worth, TX — $380K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$285K (75%)
Approved
5/21/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Sabres Brasswood LLC in Fort Worth, TX — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
5/20/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Big Poppa Pizza Inc in Traverse City, MI — $475K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$356K (75%)
Approval → funding
2 days
Approved
2/21/2024
First disbursed
2/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
64
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Big Poppa Pizza Inc in Traverse City, MI — $25K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
2/21/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
64
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
H2Propertys LLC in Monroe, MI — $1.3M (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
309 months
SBA guaranteed
$960K (75%)
Approval → funding
4 days
Approved
12/9/2022
First disbursed
12/13/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BlackRock Group, Inc. in Jefferson City, TN — $495K (2023) · purchase · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$371K (75%)
Approval → funding
3 days
Approved
4/21/2023
First disbursed
4/24/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$550K
Est. down payment (10%)
$55K
Est. cash at closing
$74K
Monthly payment
$6,749
Annual debt service
$81K
Cash flow needed (1.25×)
$101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Metamora Food Management, Inc. in Washington, MI — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
21 days
Approved
2/14/2023
First disbursed
3/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TJS Pizza Co LLC in Baton Rouge, LA — $709K (2022) · purchase · Fidelity Bank
Program
7a General
Rate at approval
6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$532K (75%)
Approval → funding
15 days
Approved
8/11/2022
First disbursed
8/26/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$788K
Est. down payment (10%)
$79K
Est. cash at closing
$108K
Monthly payment
$7,874
Annual debt service
$94K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
VMAK ENTERPRISES INCORPORATED in Tehachapi, CA — $431K (2022) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.18% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$323K (75%)
Approved
5/6/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$479K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$4,826
Annual debt service
$58K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Moran Food Group LLC in Clayton, NC — $406K (2022) · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
126 months
SBA guaranteed
$305K (75%)
Approval → funding
34 days
Approved
5/12/2022
First disbursed
6/15/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
Pizza With a Purpose III, LLC in Katy, TX — $350K (2022) · Stellar Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
17 days
Approved
4/18/2022
First disbursed
5/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
Wasden Food, LLC in Fayetteville, NC — $350K (2022) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
15 days
Approved
8/15/2022
First disbursed
8/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Hut Crust Pizza, LLC in Henderson, NV — $335K (2022) · Pathward National Association
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approved
3/11/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
ZaZilla LLC in Las Vegas, NV — $270K (2022) · City National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.55% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$135K (50%)
Approval → funding
31 days
Approved
8/19/2022
First disbursed
9/19/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by City National Bank · Lender record →
Your business? Claim this record · Request removal
JAGSMAR, LLC in Newnan, GA — $138K (2022) · United Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$104K (75%)
Approved
1/31/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by United Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Hungry Howie's? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Hungry Howie's businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Hungry Howie's purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$406K typical Hungry Howie's loan
0% failure rate (FY20–23)
17 lenders fund the brand
16 days typical to fund

Buyers researching a Hungry Howie's typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Hungry Howie's record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/hungry-howie-s
API:: https://www.capbench.com/api/public/lenders?franchise=hungry-howie-s
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.