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How to finance a iCode

The SBA 7(a) lenders funding the most iCode deals, ranked from public loan records — typical iCode loan about $269K, 8.33% failure rate across 33 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance iCode

$269K

Typical loan

range $50K–$385K

$299K

Est. purchase price

≈ loan ÷ 90%

$39,962

Cash to close

$29,878 down + fees

$3,704/mo

Typical payment

~11% · 10yr

$51,115/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

12

Lenders competing

more = leverage

8.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with iCode

Ranked by funded iCode loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.1 loans · $0M · Mcgregor, TXFull record →
  3. 3.9 loans · $5M · Wausau, WIFull record →
  4. 4.54 loans · $22M · Chubbuck, IDFull record →
  5. 5.328 loans · $134M · Cleveland, OHFull record →
  6. 6.15 loans · $18M · Berryville, VAFull record →
  7. 7.97 loans · $156M · Clayton, MOFull record →
  8. 8.618 loans · $171M · Salt Lake City, UTFull record →
  9. 9.128 loans · $40M · Wilmington, DEFull record →
  10. 10.154 loans · $26M · San Diego, CAFull record →
  11. 11.25 loans · $29M · Jersey City, NJFull record →

33+ funded iCode deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Tech Savvy Funding, Inc. in Riverview, FL — $500K (2025) · The Huntington National Bank
  • B&T Software Ashburn, LLC in Ashburn, VA — $445K (2025) · Bank of Clarke
  • SAMPRIME LLC in Severna Park, MD — $385K (2025) · PNC Bank, National Association
  • Gold in STEM Hills, LLC in Las Vegas, NV — $125K (2025) · Zions Bank, A Division of
  • Tech Savvy Funding, Inc. in Riverview, FL — $50K (2025) · The Huntington National Bank
  • Futuretech Playground-Redmond LLC in Redmond, WA — $41K (2025) · Wells Fargo Bank National Association
  • Futuretech Playground-Redmond LLC in Redmond, WA — $26K (2025) · Wells Fargo Bank National Association
  • iCode Naperville in Naperville, IL — $500K (2024) · The Huntington National Bank
  • SNO Services LLC in Wylie, TX — $315K (2024) · The Huntington National Bank
  • MAsset Holdings LLC in Denver, CO — $536K (2023) · The Huntington National Bank
  • Coding School LLC in Fishers, IN — $350K (2023) · KeyBank National Association
  • Future Innovators of Burke LLC in Burke, VA — $330K (2023) · The Huntington National Bank
  • Burly Solutions LLC in Peoria, AZ — $310K (2023) · CDC Small Business Finance Corp.
  • Wiese Company LLC in Manchester, CT — $275K (2023) · The Huntington National Bank
  • WC Patton Holdings Inc. in Scottsdale, AZ — $260K (2023) · The Huntington National Bank
  • MAsset Holdings LLC in Denver, CO — $50K (2023) · The Huntington National Bank
  • Wiese Company LLC in Manchester, CT — $30K (2023) · The Huntington National Bank
  • Future Innovators of Burke LLC in Burke, VA — $30K (2023) · The Huntington National Bank
  • WC Patton Holdings Inc. in Scottsdale, AZ — $30K (2023) · The Huntington National Bank
  • KRKRN 2 LLC in San Antonio, TX — $415K (2022) · IncredibleBank

Buying a iCode? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to iCode businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a iCode purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $269K typical iCode loan
  • 8.33% failure rate (FY20–23)
  • 12 lenders fund the brand
  • 17 days typical to fund

Buyers researching a iCode typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokeriCode record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/icode
API:
https://www.capbench.com/api/public/lenders?franchise=icode
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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