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iCode, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2012)

33 deals since 2020 · typical deal $269K · 8.33% failure rate

33

Deals since 2020

$269K

Typical deal

7

Deals since FY2025

8.33%

Failure rate (FY20–23)

8.33% of iCode's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for iCode

Most iCode deals financed between $50K and $385K. Above $385K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,742
Down payment (10%)
$30K
Cash to close (all-in)
$40K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$40K)

Experience

Recent financings

  • Tech Savvy Funding, Inc. in Riverview, FL — $500K (2025) · The Huntington National Bank
  • B&T Software Ashburn, LLC in Ashburn, VA — $445K (2025) · Bank of Clarke
  • SAMPRIME LLC in Severna Park, MD — $385K (2025) · PNC Bank, National Association
  • Gold in STEM Hills, LLC in Las Vegas, NV — $125K (2025) · Zions Bank, A Division of
  • Tech Savvy Funding, Inc. in Riverview, FL — $50K (2025) · The Huntington National Bank
  • Futuretech Playground-Redmond LLC in Redmond, WA — $41K (2025) · Wells Fargo Bank National Association
  • Futuretech Playground-Redmond LLC in Redmond, WA — $26K (2025) · Wells Fargo Bank National Association
  • iCode Naperville in Naperville, IL — $500K (2024) · The Huntington National Bank
  • SNO Services LLC in Wylie, TX — $315K (2024) · The Huntington National Bank
  • MAsset Holdings LLC in Denver, CO — $536K (2023) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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iCode brand mark

Who funds iCode — and where

Every dot is a financed iCode — 33 mapped.

Financed iCode locations — list all 33 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(18)
  2. 2.The First National Bank of McGregor d/b/a TFNB Your Bank for Life (3)
  3. 3.Wells Fargo Bank National Association(2)
  4. 4.IncredibleBank(2)
  5. 5.Idaho Central CU(1)

Most active states

  1. 1.Texas (8 loans)
  2. 2.Virginia (3 loans)
  3. 3.Washington (3 loans)
  4. 4.Arizona (3 loans)
  5. 5.Connecticut (2 loans)
  6. 6.Florida (2 loans)
  7. 7.Michigan (2 loans)
  8. 8.Colorado (2 loans)

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Common questions

How much does a iCode cost to buy or open?

The typical deal for iCode is $269K across 33 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $30K of buyer cash on a typical deal.

How risky is iCode?

8.33% of iCode's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a iCode with an SBA loan?

Yes — iCode has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a iCode franchise

Most iCode buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical iCode deal financed for $269K, which points to about $30K of buyer cash on a typical purchase. iCode is listed in the SBA Franchise Directory (identifier S2012), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund iCode — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for iCode — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for iCode — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. iCode is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 33 SBA 7(a) deals since 2020
  • $269K typical deal
  • 7 deals since FY2025
  • 8.33% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S2012)
  • Top lenders: The Huntington National Bank, The First National Bank of McGregor d/b/a TFNB Your Bank for Life, Wells Fargo Bank National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/icode
API:
https://www.capbench.com/api/public/franchises/icode
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with iCode.

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