Franchise · lender intelligence

How to finance a iCode in Texas

State:

The SBA 7(a) lenders funding the most iCode deals in Texas, from public loan records — typical iCode loan about $269K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance iCode in Texas

$285K

Typical loan

range $100K–$386K

$317K

Est. purchase price

≈ loan ÷ 90%

$42,355

Cash to close

$31,667 down + fees

$3,926/mo

Typical payment

~11% · 10yr

$54,179/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

6.91%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with iCode in Texas

Ranked by funded iCode loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1 loans · $0M · Mcgregor, TXFull record →
3.9 loans · $5M · Wausau, WIFull record →

8+ funded iCode in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SNO Services LLC in Wylie, TX — $315K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$236K (75%)
Approval → funding
36 days
Approved
7/30/2024
First disbursed
9/4/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Computer Training
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
KRKRN 2 LLC in San Antonio, TX — $415K (2022) · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$311K (75%)
Approval → funding
369 days
Approved
4/29/2022
First disbursed
5/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Computer Training
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
KRKRN LLC in Schertz, TX — $386K (2022) · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
126 months
SBA guaranteed
$290K (75%)
Approval → funding
30 days
Approved
3/21/2022
First disbursed
4/20/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Computer Training
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Code Slinger LLC in Cypress, TX — $285K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$214K (75%)
Approval → funding
4 days
Approved
7/22/2022
First disbursed
7/26/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Educational Support Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Movv LLC in Waco, TX — $100K (2022) · The First National Bank of McGregor d/b/a TFNB Your Bank for Life
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
12 mo (1 yrs)
SBA guaranteed
$50K (50%)
Approved
3/2/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
New Business or 2 years or less
Industry
Computer Training
Funded by The First National Bank of McGregor d/b/a TFNB Your Bank for Life · Lender record →
Your business? Claim this record · Request removal
Movv LLC in Waco, TX — $100K (2022) · The First National Bank of McGregor d/b/a TFNB Your Bank for Life
Program
7a General
Rate at approval
5.5% variable
Term
16 months
SBA guaranteed
$85K (85%)
Approval → funding
13 days
Approved
3/16/2022
First disbursed
3/29/2022
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
New Business or 2 years or less
Industry
Computer Training
Funded by The First National Bank of McGregor d/b/a TFNB Your Bank for Life · Lender record →
Your business? Claim this record · Request removal
Code Slinger LLC in Cypress, TX — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
7/22/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Educational Support Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Movv LLC in Waco, TX — $188K (2021) · The First National Bank of McGregor d/b/a TFNB Your Bank for Life
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (90%)
Approval → funding
0 days
Approved
9/27/2021
First disbursed
9/27/2021
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Computer Training
Funded by The First National Bank of McGregor d/b/a TFNB Your Bank for Life · Lender record →
Your business? Claim this record · Request removal

Buying a iCode in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded iCode loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a iCode purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$269K typical iCode loan
3 lenders active in Texas
8+ funded Texas deals
30 days typical to fund

Buyers buying a iCode in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All iCode lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/icode/texas
API:: https://www.capbench.com/api/public/lenders?franchise=icode
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.