Fitness & Recreation · lender intelligence

How to finance a Journey 333

State:

The SBA 7(a) lenders funding the most Journey 333 deals, ranked from public loan records — typical Journey 333 loan about $81K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Journey 333

$81K

Typical loan

range $78K–$153K

$90K

Est. purchase price

≈ loan ÷ 90%

$11,592

Cash to close

$9,000 down + fees

$1,186/mo

Typical payment

~12.5% · 10yr

$16,367/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

Lenders competing

more = leverage

5.46%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Journey 333

Ranked by funded Journey 333 loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.3 loans · $0M · Elmira, NYFull record →

3+ funded Journey 333 deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Jeff Case Coaching LLC in Elmira, NY — $153K (2021) · purchase · Chemung Canal Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$115K (75%)
Approval → funding
25 days
Approved
7/30/2021
First disbursed
8/24/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$170K
Est. down payment (10%)
$17K
Est. cash at closing
$23K
Monthly payment
$1,642
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Chemung Canal Trust Company · Lender record →
Your business? Claim this record · Request removal
LDP Industries LLC in Ithaca, NY — $81K (2021) · Chemung Canal Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$61K (75%)
Approval → funding
15 days
Approved
9/9/2021
First disbursed
9/24/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Chemung Canal Trust Company · Lender record →
Your business? Claim this record · Request removal
JFL Fitness LLC in Sayre, PA — $78K (2020) · Chemung Canal Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.88% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$39K (50%)
Approved
2/28/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Chemung Canal Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a Journey 333? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Journey 333 businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Journey 333 purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Chemung Canal Trust Company funds the most. CapBench is not a lender.

$81K typical Journey 333 loan
1 lenders fund the brand
25 days typical to fund

Buyers researching a Journey 333 typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Journey 333 record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/journey-333
API:: https://www.capbench.com/api/public/lenders?franchise=journey-333
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.