Health & Medical · lender intelligence

How to finance a Kiddie Academy in Washington

State:

Alabama (1)Arizona (1)California (5)Colorado (7)Florida (9)Georgia (9)Hawaii (1)Illinois (9)Indiana (2)Kentucky (1)Maryland (9)Massachusetts (1)

The SBA 7(a) lenders funding the most Kiddie Academy deals in Washington, from public loan records — typical Kiddie Academy loan about $696K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Kiddie Academy in Washington

$3.31M

Typical loan

range $369K–$4.46M

$3.68M

Est. purchase price

≈ loan ÷ 90%

$508,638

Cash to close

$368,222 down + fees

$42,882/mo

Typical payment

~9.5% · 10yr

$591,772/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

7.51%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Kiddie Academy in Washington

Ranked by funded Kiddie Academy loans in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.31 loans · $24M · Malvern, PAFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.72 loans · $30M · Oconomowoc, WIFull record →

4+ funded Kiddie Academy in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

AKA Institute, LLC in University Place, WA — $4.5M (2026) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.55% variable
Term
132 mo (11 yrs)
SBA guaranteed
$3.3M (75%)
Approval → funding
29 days
Approved
11/18/2025
First disbursed
12/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Youngling Academy Inc. in Lynnwood, WA — $369K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$276K (75%)
Approved
10/31/2024
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Child and Youth Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
RIDGE ACADEMY OF SNOQUALMIE LLC in Snoqualmie, WA — $3.3M (2022) · Customers Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
128 months
SBA guaranteed
$2.5M (75%)
Approval → funding
14 days
Approved
7/22/2022
First disbursed
8/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
RIDGE ACADEMY OF SNOQUALMIE LLC in Snoqualmie, WA — $150K (2022) · Customers Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
7/22/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Kiddie Academy in Washington? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Kiddie Academy loans with a Washington project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Kiddie Academy purchase in Washington with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Washington deals. Customers Bank funds the most here. CapBench is not a lender.

$696K typical Kiddie Academy loan
3 lenders active in Washington
4+ funded Washington deals
29 days typical to fund

Buyers buying a Kiddie Academy in Washington typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Kiddie Academy lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/kiddie-academy/washington
API:: https://www.capbench.com/api/public/lenders?franchise=kiddie-academy&state=WA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.