Beauty & Personal Care · lender intelligence

How to finance a Knockouts

State:

The SBA 7(a) lenders funding the most Knockouts deals, ranked from public loan records — typical Knockouts loan about $231K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Knockouts

$231K

Typical loan

range $150K–$255K

$257K

Est. purchase price

≈ loan ÷ 90%

$34,330

Cash to close

$25,667 down + fees

$3,381/mo

Typical payment

~12.5% · 10yr

$46,658/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

7.45%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Knockouts

Ranked by funded Knockouts loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.62 loans · $21M · Saint Cloud, MNFull record →
3.318 loans · $229M · Osage Beach, MOFull record →

11+ funded Knockouts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Knockouts Haircuts and Grooming in Laredo, TX — $400K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
42 days
Approved
8/22/2025
First disbursed
10/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
2 BRACHT HOLDINGS, LLC in Bellevue, NE — $255K (2023) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
122 months
SBA guaranteed
$191K (75%)
Approval → funding
4 days
Approved
10/31/2022
First disbursed
11/4/2022
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
GCA MI Hartland, LLC in Howell, MI — $177K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$133K (75%)
Approval → funding
8 days
Approved
2/27/2023
First disbursed
3/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GCA MI Hartland, LLC in Howell, MI — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
8 days
Approved
2/27/2023
First disbursed
3/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Walker Haircuts LLC in Dripping Springs, TX — $280K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$210K (75%)
Approval → funding
7 days
Approved
1/18/2022
First disbursed
1/25/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Fulton Consulting LLC in Avon, IN — $248K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
99 months
SBA guaranteed
$186K (75%)
Approval → funding
14 days
Approved
11/8/2021
First disbursed
11/22/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Fulton Consulting LLC in Avon, IN — $248K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
92 months
SBA guaranteed
$186K (75%)
Approval → funding
22 days
Approved
11/8/2021
First disbursed
11/30/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Fulton Consulting LLC in Avon, IN — $231K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$208K (90%)
Approved
8/5/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Fulton Consulting LLC in Avon, IN — $225K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$202K (90%)
Approved
8/5/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Fulton Consulting LLC in Avon, IN — $25K (2021) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$19K (75%)
Approval → funding
26 days
Approved
8/5/2021
First disbursed
8/31/2021
Loan status
In liquidation
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
UNANIMOUS DECISION, LLC in New Braunfels, TX — $150K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
126 months
SBA guaranteed
$128K (85%)
Approval → funding
19 days
Approved
11/11/2019
First disbursed
11/30/2019
Loan status
Paid in full (2/29/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Knockouts? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Knockouts businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Knockouts purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$231K typical Knockouts loan
3 lenders fund the brand
14 days typical to fund

Buyers researching a Knockouts typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Knockouts record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/knockouts
API:: https://www.capbench.com/api/public/lenders?franchise=knockouts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.