Education & Childcare · lender intelligence

How to finance a Kumon in Washington

State:

The SBA 7(a) lenders funding the most Kumon deals in Washington, from public loan records — typical Kumon loan about $172K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Kumon in Washington

$225K

Typical loan

range $225K–$225K

$250K

Est. purchase price

≈ loan ÷ 90%

$33,438

Cash to close

$25,000 down + fees

$3,293/mo

Typical payment

~12.5% · 10yr

$45,443/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

36 days

Typical time to fund

Lenders competing

more = leverage

5.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Kumon in Washington

Ranked by funded Kumon loans in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.34 loans · $12M · Wood River, NEFull record →

1+ funded Kumon in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Anna Grace, LLC in Bellevue, WA — $225K (2021) · Heritage Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$203K (90%)
Approval → funding
36 days
Approved
5/24/2021
First disbursed
6/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Educational Support Services
Funded by Heritage Bank · Lender record →
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Buying a Kumon in Washington? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Kumon loans with a Washington project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Kumon purchase in Washington with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Washington deals. Heritage Bank funds the most here. CapBench is not a lender.

$172K typical Kumon loan
1 lenders active in Washington
1+ funded Washington deals
36 days typical to fund

Buyers buying a Kumon in Washington typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Kumon lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/kumon/washington
API:: https://www.capbench.com/api/public/lenders?franchise=kumon
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.