Food & Restaurants · lender intelligence
How to finance a Menchie's in Utah
The SBA 7(a) lenders funding the most Menchie's deals in Utah, from public loan records — typical Menchie's loan about $250K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Menchie's in Utah
$200K
Typical loan
range $80K–$430K
$222K
Est. purchase price
≈ loan ÷ 90%
$29,722
Cash to close
$22,222 down + fees
$2,928/mo
Typical payment
~12.5% · 10yr
$40,406/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
3
Lenders competing
more = leverage
10%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Menchie's in Utah
Ranked by funded Menchie's loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.83 loans · $31M · Sandy, UTFull record →
- 2.24 loans · $9M · Logan, UTFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
4+ funded Menchie's in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BadDaddy Enterprises Inc. in Ogden, UT — $430K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $322K (75%)
- Approval → funding
- 14 days
- Approved
- 10/2/2023
- First disbursed
- 10/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- ZeroNine Inc. in Tooele, UT — $80K (2024) · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $68K (85%)
- Approval → funding
- 13 days
- Approved
- 7/25/2024
- First disbursed
- 8/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
- ZeroNine Inc in Tooele, UT — $25K (2024) · Mountain America FCU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 15% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 7/25/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
- DKF ENTERPRISES, INC. in St George, UT — $200K (2021) · Cache Valley Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 7 days
- Approved
- 3/24/2021
- First disbursed
- 3/31/2021
- Loan status
- Paid in full (6/30/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Menchie's in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Menchie's loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Menchie's purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Mountain America FCU funds the most here. CapBench is not a lender.
- $250K typical Menchie's loan
- 3 lenders active in Utah
- 4+ funded Utah deals
- 13 days typical to fund
Buyers buying a Menchie's in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.