SBA lending record

ZeroNine Inc.

168 West 1280 North, Tooele, UT 84074 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$105K

Total SBA financing

Loans on record

FY2024

On record

Jobs supported

Franchise brand

Menchie's

See Menchie's's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$80,000 — FY2024

Loan 1 of 2

Gross approval: $80,000
SBA guaranteed: $68,000 (85%)
Status: Current
Rate at approval: 8.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/25/2024
First disbursement: 8/7/2024
Days to fund: 13 days
Collateral: Required
Jobs supported: 17
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Menchie's
Franchise code: S1103
Lender: Mountain America FCU
Address: 168 West 1280 North
City: Tooele, 84074
County: Tooele
SBA district office: UTAH DISTRICT OFFICE
Congressional district: 2

$25,000 — FY2024

Loan 2 of 2

Gross approval: $25,000
SBA guaranteed: $12,500 (50%)
Status: Committed
Rate at approval: 15% v
Term: 84 mo (7 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/25/2024
Collateral: None
Jobs supported: 17
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Menchie's
Franchise code: S1103
Lender: Mountain America FCU
Address: 168 W 1280 N
City: Tooele, 84074
County: Tooele
SBA district office: UTAH DISTRICT OFFICE
Congressional district: 2

The lender

Mountain America FCU

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in Utah Lenders for limited-service restaurants Limited-Service Restaurants lenders in Utah Menchie's lenders Menchie's lenders in Utah

Other Menchie's locations

Other Menchie's businesses in the public SBA record — closest first, by location and deal size.

BadDaddy Enterprises Inc.

Ogden, UT· ~49 mi

Menchie's

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

View record

SL SWIRLZ LLC

Fontana, CA· ~526 mi

Menchie's

$65K
SBA financing: ≈ $127K–$212K
Est. revenue (rough)

View record

JS Way Enterprise LLC

High Point, NC· ~1769 mi

Menchie's

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

DKF ENTERPRISES, INC.

St George, UT· ~244 mi

Menchie's

$200K
SBA financing: ≈ $392K–$654K
Est. revenue (rough)

View record

Blue Ridge Innovation, Inc.

Oceanside, CA· ~580 mi

Menchie's

$246K
SBA financing: ≈ $482K–$803K
Est. revenue (rough)

View record

Alpine Enterprises LLC

Manteca, CA· ~517 mi

Menchie's

$293K
SBA financing: ≈ $575K–$958K
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Lolo Hawaiian WVC Inc.

West Valley City, UT· ~18 mi

Limited-Service Restaurants

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

Aunty's Hawaiian Kitchen, LLC

Riverton, UT· ~17 mi

Limited-Service Restaurants

$114K
SBA financing: ≈ $223K–$371K
Est. revenue (rough)

View record

Wiener Love LLC

Tooele, UT· ~2 mi

Wienerschnitzel

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

View record

Fuji Dragon Ogden, Inc

Draper, UT· ~21 mi

Limited-Service Restaurants

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

K-Cook Station

Herriman, UT· ~9 mi

Limited-Service Restaurants

$290K
SBA financing: ≈ $569K–$948K
Est. revenue (rough)

View record

LCP Tooele West Valley LLC

Tooele, UT· ~2 mi

Jersey Mike's

$540K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for ZeroNine Inc. in Tooele, UT (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $105K
On record FY2024
34 jobs supported
Industry: Limited-Service Restaurants
Location: Tooele, UT
Lender: Mountain America FCU

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in UT for ~$53k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/zeronine-inc-ut
API:: https://www.capbench.com/api/public/businesses/zeronine-inc-ut
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with ZeroNine Inc..