Menchie's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1103)
39 deals since 2020 · typical deal $250K · 0% failure rate
39
Deals since 2020
$250K
Typical deal
7
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Menchie's
Most Menchie's deals financed between $40K and $350K. Above $350K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,696
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- Life Saving Organics LLC in Frisco, TX — $350K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Menchie's Crystal Lake in Crystal Lake, IL — $350K (2026) · Home State Bank, National Association
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 3/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Home State Bank, National Association · Lender record →
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- SL SWIRLZ LLC in Fontana, CA — $40K (2026) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.99% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 1 days
- Approved
- 11/13/2025
- First disbursed
- 11/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
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- Superior Frozen Yogurt LLC in Superior, CO — $493K (2025) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $370K (75%)
- Approval → funding
- 29 days
- Approved
- 10/22/2024
- First disbursed
- 11/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Zions Bank, A Division of · Lender record →
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- Menchie's Granite Bay in Granite Bay, CA — $330K (2025) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $248K (75%)
- Approval → funding
- 71 days
- Approved
- 9/28/2025
- First disbursed
- 12/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by HomeTrust Bank · Lender record →
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- Alpine Enterprises LLC in Manteca, CA — $293K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $220K (75%)
- Approval → funding
- 18 days
- Approved
- 5/29/2025
- First disbursed
- 6/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Magnifi Financial CU · Lender record →
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- Menchie's Frozen Yogurt in Fort Worth, TX — $144K (2025) · HomeTrust Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (85%)
- Approval → funding
- 27 days
- Approved
- 1/29/2025
- First disbursed
- 2/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by HomeTrust Bank · Lender record →
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- PM ONE LLC in Canton, MI — $634K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $476K (75%)
- Approval → funding
- 8 days
- Approved
- 5/2/2024
- First disbursed
- 5/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $704K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $94K
- Monthly payment
- $8,733
- Annual debt service
- $105K
- Cash flow needed (1.25×)
- $131K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- DA Yogurt LLC in Philadelphia, PA — $510K (2024) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 40 days
- Approved
- 12/15/2023
- First disbursed
- 1/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $567K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $7,103
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
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- Longhorn Yogurt UTC LLC in Sarasota, FL — $500K (2024) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 20 days
- Approved
- 2/27/2024
- First disbursed
- 3/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $8,693
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
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Who funds Menchie's — and where
Every dot is a financed Menchie's — 39 mapped.
Financed Menchie's locations — list all 39 as text
- DKF ENTERPRISES, INC. — St George · $200K · FY2021 · Limited-Service Restaurants
- Smiley Froyo LLC — Midland · $363K · FY2021 · Ice Cream and Frozen Dessert Manufacturing
- Fweet Treats LLC — San Antonio · $200K · FY2023 · Limited-Service Restaurants
- PM ONE LLC — Canton · $634K · FY2024 · Limited-Service Restaurants
- PM ONE LLC — Canton · $50K · FY2024 · Limited-Service Restaurants
- JS Way Enterprise LLC — High Point · $150K · FY2024 · Food Service Contractors
- Menchie's Frozen Yogurt — Euless · $331K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Froyo of Idaho LLC — Meridian · $354K · FY2024 · Limited-Service Restaurants
- Froyo of Idaho LLC — Meridian · $40K · FY2024 · Limited-Service Restaurants
- ZeroNine Inc. — Tooele · $80K · FY2024 · Limited-Service Restaurants
- ZeroNine Inc — Tooele · $25K · FY2024 · Limited-Service Restaurants
- Menchie's Granite Bay — Granite Bay · $330K · FY2025 · Limited-Service Restaurants
- SL SWIRLZ LLC — Fontana · $40K · FY2026 · Limited-Service Restaurants
- Life Saving Organics LLC — Frisco · $350K · FY2026 · Limited-Service Restaurants
- Menchie's Crystal Lake — Crystal Lake · $350K · FY2026 · Limited-Service Restaurants
- Alpine Enterprises LLC — Manteca · $293K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Lighthouse Property Management, LLC — Lancaster · $350K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Longhorn Yogurt UTC LLC — Sarasota · $500K · FY2024 · Snack and Nonalcoholic Beverage Bars
- PENNINGTON ENDEAVORS LLC — Norman · $35K · FY2024 · Limited-Service Restaurants
- PENNINGTON ENDEAVORS LLC — Norman · $320K · FY2024 · Limited-Service Restaurants
- Blue Ridge Innovation, Inc. — Oceanside · $246K · FY2024 · Limited-Service Restaurants
- Superior Frozen Yogurt LLC — Superior · $493K · FY2025 · Snack and Nonalcoholic Beverage Bars
- BadDaddy Enterprises Inc. — Ogden · $430K · FY2024 · Limited-Service Restaurants
- Froyo of Idaho LLC — Meridian · $286K · FY2024 · Limited-Service Restaurants
- Froyo of Idaho LLC — Meridian · $30K · FY2024 · Limited-Service Restaurants
- AGT Yogurt LLC — Fresno · $30K · FY2024 · Limited-Service Restaurants
- AGT Yogurt LLC — Fresno · $257K · FY2024 · Limited-Service Restaurants
- EL RANCHO MCGINNO LLC — El Cajon · $197K · FY2024 · Limited-Service Restaurants
- EL RANCHO MCGINNO LLC — El Cajon · $197K · FY2024 · Limited-Service Restaurants
- DA Yogurt LLC — Philadelphia · $510K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Menchie's Frozen Yogurt — Fort Worth · $144K · FY2025 · Snack and Nonalcoholic Beverage Bars
- E-Amaze Inc. — Santa Clarita · $300K · FY2023 · Ice Cream and Frozen Dessert Manufacturing
- Om Maruti LLC — Richmond · $30K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Om Maruti LLC — Richmond · $405K · FY2023 · Snack and Nonalcoholic Beverage Bars
- VACATN, Inc. — Clarksville · $40K · FY2023 · Snack and Nonalcoholic Beverage Bars
- VACATN, Inc. — Clarksville · $250K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Minhas Properties — West Bloomfield · $20K · FY2020 · Limited-Service Restaurants
- Miles of Smiles Inc. — Oregon City · $25K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Phil's Fro Yo LLC — Las Vegas · $331K · FY2020 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.California (9 loans)
- 2.Texas (7 loans)
- 3.Utah (4 loans)
- 4.Idaho (4 loans)
- 5.Michigan (3 loans)
- 6.Pennsylvania (2 loans)
- 7.Oklahoma (2 loans)
- 8.Tennessee (2 loans)
Represent Menchie's?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Menchie's cost to buy or open?
The typical deal for Menchie's is $250K across 39 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is Menchie's?
0% of Menchie's's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Menchie's with an SBA loan?
Yes — Menchie's has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Menchie's franchise
Most Menchie's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Menchie's deal financed for $250K, which points to about $28K of buyer cash on a typical purchase. Menchie's is listed in the SBA Franchise Directory (identifier S1103), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Menchie's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Menchie's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Menchie's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Menchie's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 39 SBA 7(a) deals since 2020
- $250K typical deal
- 7 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1103)
- Top lenders: The Huntington National Bank, HomeTrust Bank, Citizens Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Menchie's?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Menchie's.