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How to finance a Miracle Method Surface Refinishing in Illinois
The SBA 7(a) lenders funding the most Miracle Method Surface Refinishing deals in Illinois, from public loan records — typical Miracle Method Surface Refinishing loan about $259K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Miracle Method Surface Refinishing in Illinois
$259K
Typical loan
range $259K–$259K
$288K
Est. purchase price
≈ loan ÷ 90%
$38,491
Cash to close
$28,778 down + fees
$3,568/mo
Typical payment
~11% · 10yr
$49,238/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
79 days
Typical time to fund
1
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Miracle Method Surface Refinishing in Illinois
Ranked by funded Miracle Method Surface Refinishing loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.19 loans · $3M · Springfield, ILFull record →
1+ funded Miracle Method Surface Refinishing in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Rathke Enterprises, LLC in Springfield, IL — $259K (2020) · Bank of Springfield
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $220K (85%)
- Approval → funding
- 79 days
- Approved
- 1/29/2020
- First disbursed
- 4/17/2020
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Bank of Springfield · Lender record →
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Buying a Miracle Method Surface Refinishing in Illinois? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Miracle Method Surface Refinishing loans with a Illinois project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Miracle Method Surface Refinishing purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. Bank of Springfield funds the most here. CapBench is not a lender.
- $259K typical Miracle Method Surface Refinishing loan
- 1 lenders active in Illinois
- 1+ funded Illinois deals
- 79 days typical to fund
Buyers buying a Miracle Method Surface Refinishing in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- API:
- https://www.capbench.com/api/public/lenders?franchise=miracle-method-surface-refinishing&state=IL
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.