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How to finance a Miracle Method Surface Refinishing in New Jersey
The SBA 7(a) lenders funding the most Miracle Method Surface Refinishing deals in New Jersey, from public loan records — typical Miracle Method Surface Refinishing loan about $259K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Miracle Method Surface Refinishing in New Jersey
$150K
Typical loan
range $150K–$150K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
51 days
Typical time to fund
1
Lenders competing
more = leverage
10%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Miracle Method Surface Refinishing in New Jersey
Ranked by funded Miracle Method Surface Refinishing loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
1+ funded Miracle Method Surface Refinishing in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HERMAN JR. ENTERPRISES LLC in Pennsauken, NJ — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 51 days
- Approved
- 12/10/2025
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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Buying a Miracle Method Surface Refinishing in New Jersey? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Miracle Method Surface Refinishing loans with a New Jersey project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Miracle Method Surface Refinishing purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. United Midwest Savings Bank National Association funds the most here. CapBench is not a lender.
- $259K typical Miracle Method Surface Refinishing loan
- 1 lenders active in New Jersey
- 1+ funded New Jersey deals
- 51 days typical to fund
Buyers buying a Miracle Method Surface Refinishing in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- API:
- https://www.capbench.com/api/public/lenders?franchise=miracle-method-surface-refinishing&state=NJ
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.