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How to finance a Miracle Method Surface Refinishing in Utah
The SBA 7(a) lenders funding the most Miracle Method Surface Refinishing deals in Utah, from public loan records — typical Miracle Method Surface Refinishing loan about $259K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Miracle Method Surface Refinishing in Utah
$135K
Typical loan
range $25K–$473K
$150K
Est. purchase price
≈ loan ÷ 90%
$19,320
Cash to close
$15,000 down + fees
$1,976/mo
Typical payment
~12.5% · 10yr
$27,269/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
5 days
Typical time to fund
1
Lenders competing
more = leverage
8.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Miracle Method Surface Refinishing in Utah
Ranked by funded Miracle Method Surface Refinishing loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.618 loans · $171M · Salt Lake City, UTFull record →
3+ funded Miracle Method Surface Refinishing in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pink Sunshine Resurfacing, LLC in Salt Lake City, UT — $135K (2023) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $68K (50%)
- Approval → funding
- 6 days
- Approved
- 1/12/2023
- First disbursed
- 1/18/2023
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Other Building Finishing Contractors
Funded by Zions Bank, A Division of · Lender record →
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- Pink Sunshine Resurfacing, LLC in Salt Lake City, UT — $473K (2021) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $426K (90%)
- Approval → funding
- 5 days
- Approved
- 7/3/2021
- First disbursed
- 7/8/2021
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Other Building Finishing Contractors
If you were the buyer here
- Est. deal size
- $526K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $70K
- Monthly payment
- $5,017
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Pink Sunshine Resurfacing, LLC in Salt Lake City, UT — $25K (2021) · purchase · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $19K (75%)
- Approval → funding
- 4 days
- Approved
- 7/3/2021
- First disbursed
- 7/7/2021
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Other Building Finishing Contractors
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $327
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Buying a Miracle Method Surface Refinishing in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Miracle Method Surface Refinishing loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Miracle Method Surface Refinishing purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Zions Bank, A Division of funds the most here. CapBench is not a lender.
- $259K typical Miracle Method Surface Refinishing loan
- 1 lenders active in Utah
- 3+ funded Utah deals
- 5 days typical to fund
Buyers buying a Miracle Method Surface Refinishing in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.