Retail & Shops · lender intelligence

How to finance a More Space Place in Florida

State:

The SBA 7(a) lenders funding the most More Space Place deals in Florida, from public loan records — typical More Space Place loan about $1.9M. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance More Space Place in Florida

$1.90M

Typical loan

range $1.90M–$2.44M

$2.11M

Est. purchase price

≈ loan ÷ 90%

$290,549

Cash to close

$211,111 down + fees

$24,586/mo

Typical payment

~9.5% · 10yr

$339,287/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

37 days

Typical time to fund

Lenders competing

more = leverage

7.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with More Space Place in Florida

Ranked by funded More Space Place loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.12 loans · $10M · Tampa, FLFull record →
2.105 loans · $164M · Brookline, MAFull record →

3+ funded More Space Place in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

More Space Place in Naples, FL — $2.4M (2024) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
239 months
SBA guaranteed
$1.8M (75%)
Approval → funding
37 days
Approved
1/23/2024
First disbursed
2/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Other Building Finishing Contractors
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$271K
Est. cash at closing
$374K
Monthly payment
$25,215
Annual debt service
$303K
Cash flow needed (1.25×)
$378K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Home Space Solutions, LLC in Pinellas Park, FL — $1.9M (2021) · The Bank of Tampa
Program
7a General
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (90%)
Approval → funding
13 days
Approved
8/18/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Furniture Stores
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
J & E Enterprises of Southwest Florida, LLC in Bradenton, FL — $1.9M (2020) · The Bank of Tampa
Program
7a General
Rate at approval
6.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approved
9/18/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Furniture Stores
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal

Buying a More Space Place in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded More Space Place loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a More Space Place purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Bank of Tampa funds the most here. CapBench is not a lender.

$1.9M typical More Space Place loan
2 lenders active in Florida
3+ funded Florida deals
37 days typical to fund

Buyers buying a More Space Place in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All More Space Place lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/more-space-place/florida
API:: https://www.capbench.com/api/public/lenders?franchise=more-space-place
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.