Retail & Shops · lender intelligence
How to finance a More Space Place
The SBA 7(a) lenders funding the most More Space Place deals, ranked from public loan records — typical More Space Place loan about $1.9M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance More Space Place
$1.90M
Typical loan
range $1.90M–$2.44M
$2.11M
Est. purchase price
≈ loan ÷ 90%
$290,549
Cash to close
$211,111 down + fees
$24,586/mo
Typical payment
~9.5% · 10yr
$339,287/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
37 days
Typical time to fund
3
Lenders competing
more = leverage
8.19%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with More Space Place
Ranked by funded More Space Place loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.12 loans · $10M · Tampa, FLFull record →
- 2.105 loans · $164M · Brookline, MAFull record →
- 3.1,025 loans · $292M · Berkeley Heights, NJFull record →
4+ funded More Space Place deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- More Space Place in Carrollton, TX — $170K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (75%)
- Approval → funding
- 42 days
- Approved
- 1/29/2025
- First disbursed
- 3/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Finishing Contractors
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- More Space Place in Naples, FL — $2.4M (2024) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 239 months
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 37 days
- Approved
- 1/23/2024
- First disbursed
- 2/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Other Building Finishing Contractors
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $271K
- Est. cash at closing
- $374K
- Monthly payment
- $25,215
- Annual debt service
- $303K
- Cash flow needed (1.25×)
- $378K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Home Space Solutions, LLC in Pinellas Park, FL — $1.9M (2021) · The Bank of Tampa
- Program
- 7a General
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (90%)
- Approval → funding
- 13 days
- Approved
- 8/18/2021
- First disbursed
- 8/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Furniture Stores
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
- J & E Enterprises of Southwest Florida, LLC in Bradenton, FL — $1.9M (2020) · The Bank of Tampa
- Program
- 7a General
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approved
- 9/18/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Stores
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
Buying a More Space Place? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to More Space Place businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a More Space Place purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Bank of Tampa funds the most. CapBench is not a lender.
- $1.9M typical More Space Place loan
- 3 lenders fund the brand
- 37 days typical to fund
Buyers researching a More Space Place typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.