Automotive · lender intelligence
How to finance a Napa AutoCare Program Membership Agreement in Colorado
The SBA 7(a) lenders funding the most Napa AutoCare Program Membership Agreement deals in Colorado, from public loan records — typical Napa AutoCare Program Membership Agreement loan about $563K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Napa AutoCare Program Membership Agreement in Colorado
$1.48M
Typical loan
range $1.27M–$1.48M
$1.64M
Est. purchase price
≈ loan ÷ 90%
$225,769
Cash to close
$164,444 down + fees
$19,151/mo
Typical payment
~9.5% · 10yr
$264,284/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
2
Lenders competing
more = leverage
10.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Napa AutoCare Program Membership Agreement in Colorado
Ranked by funded Napa AutoCare Program Membership Agreement loans in Colorado. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 2.78 loans · $79M · New Orleans, LAFull record →
2+ funded Napa AutoCare Program Membership Agreement in Colorado deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Elk Country Auto Parts Inc in Gunnison, CO — $1.5M (2024) · purchase · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 17 days
- Approved
- 6/24/2024
- First disbursed
- 7/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Retailers
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $164K
- Est. cash at closing
- $226K
- Monthly payment
- $20,387
- Annual debt service
- $245K
- Cash flow needed (1.25×)
- $306K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Atlas Automotive Industries LLC in Broomfield, CO — $1.3M (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $950K (75%)
- Approval → funding
- 15 days
- Approved
- 12/5/2022
- First disbursed
- 12/20/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by Readycap Lending, LLC · Lender record →
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Buying a Napa AutoCare Program Membership Agreement in Colorado? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Napa AutoCare Program Membership Agreement loans with a Colorado project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Napa AutoCare Program Membership Agreement purchase in Colorado with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Colorado deals. Readycap Lending, LLC funds the most here. CapBench is not a lender.
- $563K typical Napa AutoCare Program Membership Agreement loan
- 2 lenders active in Colorado
- 2+ funded Colorado deals
- 17 days typical to fund
Buyers buying a Napa AutoCare Program Membership Agreement in Colorado typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Canonical:
- https://www.capbench.com/lenders/franchise/napa-autocare-program-membership-agreement/colorado
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.