How to finance a Napa AutoCare Program Membership Agreement in Minnesota

State:

Arizona (3)Arkansas (1)Colorado (2)Delaware (1)Florida (3)Idaho (1)Indiana (2)Iowa (1)Kansas (1)Michigan (5)Missouri (2)Montana (1)

The SBA 7(a) lenders funding the most Napa AutoCare Program Membership Agreement deals in Minnesota, from public loan records — typical Napa AutoCare Program Membership Agreement loan about $563K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Napa AutoCare Program Membership Agreement in Minnesota

$310K

Typical loan

range $310K–$310K

$344K

Est. purchase price

≈ loan ÷ 90%

$46,069

Cash to close

$34,444 down + fees

$4,270/mo

Typical payment

~11% · 10yr

$58,926/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

80 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Napa AutoCare Program Membership Agreement in Minnesota

Ranked by funded Napa AutoCare Program Membership Agreement loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.

No directory lender has enough Napa AutoCare Program Membership Agreement loans in Minnesota to rank yet. See Napa AutoCare Program Membership Agreement lenders nationwide →

1+ funded Napa AutoCare Program Membership Agreement in Minnesota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

C&M Parts LLC in Le Sueur, MN — $310K (2020) · purchase · Cornerstone State Bank
Program
7a General
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approval → funding
80 days
Approved
12/11/2019
First disbursed
2/29/2020
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$344K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,599
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cornerstone State Bank
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Buying a Napa AutoCare Program Membership Agreement in Minnesota? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Napa AutoCare Program Membership Agreement loans with a Minnesota project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Napa AutoCare Program Membership Agreement purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. CapBench is not a lender.

$563K typical Napa AutoCare Program Membership Agreement loan
1 lenders active in Minnesota
1+ funded Minnesota deals
80 days typical to fund

Buyers buying a Napa AutoCare Program Membership Agreement in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Napa AutoCare Program Membership Agreement lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/napa-autocare-program-membership-agreement/minnesota
API:: https://www.capbench.com/api/public/lenders?franchise=napa-autocare-program-membership-agreement&state=MN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.