Automotive · lender intelligence
How to finance a Napa AutoCare Program Membership Agreement in Montana
The SBA 7(a) lenders funding the most Napa AutoCare Program Membership Agreement deals in Montana, from public loan records — typical Napa AutoCare Program Membership Agreement loan about $563K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Napa AutoCare Program Membership Agreement in Montana
$1.49M
Typical loan
range $1.49M–$1.49M
$1.65M
Est. purchase price
≈ loan ÷ 90%
$226,896
Cash to close
$165,256 down + fees
$19,245/mo
Typical payment
~9.5% · 10yr
$265,581/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
23 days
Typical time to fund
1
Lenders competing
more = leverage
7%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Napa AutoCare Program Membership Agreement in Montana
Ranked by funded Napa AutoCare Program Membership Agreement loans in Montana. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2 loans · $2M · Ronan, MTFull record →
1+ funded Napa AutoCare Program Membership Agreement in Montana deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Polson Auto Parts Inc. in Polson, MT — $1.5M (2026) · Valley Bank of Ronan
- Program
- 7a General
- Rate at approval
- 7% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 23 days
- Approved
- 1/26/2026
- First disbursed
- 2/18/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Retailers
Funded by Valley Bank of Ronan · Lender record →
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Buying a Napa AutoCare Program Membership Agreement in Montana? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Napa AutoCare Program Membership Agreement loans with a Montana project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Napa AutoCare Program Membership Agreement purchase in Montana with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Montana deals. Valley Bank of Ronan funds the most here. CapBench is not a lender.
- $563K typical Napa AutoCare Program Membership Agreement loan
- 1 lenders active in Montana
- 1+ funded Montana deals
- 23 days typical to fund
Buyers buying a Napa AutoCare Program Membership Agreement in Montana typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Canonical:
- https://www.capbench.com/lenders/franchise/napa-autocare-program-membership-agreement/montana
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.