Franchise · lender intelligence
How to finance a NerdsToGo
The SBA 7(a) lenders funding the most NerdsToGo deals, ranked from public loan records — typical NerdsToGo loan about $160K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance NerdsToGo
$160K
Typical loan
range $100K–$213K
$177K
Est. purchase price
≈ loan ÷ 90%
$23,704
Cash to close
$17,722 down + fees
$2,335/mo
Typical payment
~12.5% · 10yr
$32,223/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
9
Lenders competing
more = leverage
8.01%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with NerdsToGo
Ranked by funded NerdsToGo loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
- 3.9 loans · $2M · Reston, VAFull record →
- 4.19 loans · $5M · Roseville, CAFull record →
- 5.24 loans · $21M · Raleigh, NCFull record →
- 6.72 loans · $30M · Oconomowoc, WIFull record →
- 7.149 loans · $135M · Mukwonago, WIFull record →
- 8.15 loans · $20M · Madisonville, KYFull record →
- 9.16 loans · $7M · Norwich, NYFull record →
21+ funded NerdsToGo deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ricks Holdings, LLC in Vienna, VA — $100K (2026) · John Marshall Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 3/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Computer Related Services
Funded by John Marshall Bank · Lender record →
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- Herb and San Inc. in Swarthmore, PA — $142K (2025) · purchase · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $121K (85%)
- Approval → funding
- 92 days
- Approved
- 8/14/2025
- First disbursed
- 11/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Computer Facilities Management Services
If you were the buyer here
- Est. deal size
- $158K
- Est. down payment (10%)
- $16K
- Est. cash at closing
- $20K
- Monthly payment
- $1,877
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Five Nine · Lender record →
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- STABCOSOFT SERVICES, INC. in Barrington, IL — $303K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $227K (75%)
- Approval → funding
- 17 days
- Approved
- 11/3/2023
- First disbursed
- 11/20/2023
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Phamily Business LLC in Slidell, LA — $301K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $226K (75%)
- Approval → funding
- 12 days
- Approved
- 5/10/2024
- First disbursed
- 5/22/2024
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ABASYS TECHNOLOGIES INC in Plano, TX — $167K (2024) · First United Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (75%)
- Approval → funding
- 56 days
- Approved
- 1/19/2024
- First disbursed
- 3/15/2024
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Other Computer Related Services
Funded by First United Bank and Trust Company · Lender record →
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- Be Nerdy LLC in Alexandria, VA — $150K (2024) · John Marshall Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 7 days
- Approved
- 12/12/2023
- First disbursed
- 12/19/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Other Computer Related Services
Funded by John Marshall Bank · Lender record →
Your business? Claim this record · Request removal
- Phamily Business LLC in Slidell, LA — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 332 days
- Approved
- 5/10/2024
- First disbursed
- 4/7/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- STABCOSOFT SERVICES, INC. in Barrington, IL — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 11/3/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rourk Technologies LLC in Lafayette, LA — $300K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 2 days
- Approved
- 5/17/2023
- First disbursed
- 5/19/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rourk Technologies LLC in Lafayette, LA — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 5/17/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- La Fuerza, LLC in Wilmington, NC — $215K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 98 months
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 1 days
- Approved
- 2/24/2022
- First disbursed
- 2/25/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Computer Related Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Nerdnik LLC in Everett, WA — $211K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 34 days
- Approved
- 6/3/2022
- First disbursed
- 7/7/2022
- Loan status
- Failed — $208K charged off (1/14/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Computer Related Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Nerdnik LLC in Everett, WA — $25K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% variable
- Term
- 94 months
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 34 days
- Approved
- 6/3/2022
- First disbursed
- 7/7/2022
- Loan status
- Failed — $24K charged off (9/26/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Computer Related Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- La Fuerza, LLC in Wilmington, NC — $25K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 34 months
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 11 days
- Approved
- 2/24/2022
- First disbursed
- 3/7/2022
- Loan status
- Failed — $22K charged off (5/29/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Computer Related Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Be Nerdy LLC in Alexandria, VA — $297K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $223K (75%)
- Approval → funding
- 24 days
- Approved
- 10/7/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Computer and Office Machine Repair and Maintenance
Funded by Citizens Bank · Lender record →
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- True Nerds LLC in Coraopolis, PA — $213K (2021) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $191K (90%)
- Approval → funding
- 61 days
- Approved
- 7/29/2021
- First disbursed
- 9/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Other Computer Related Services
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
- RedGoose LLC in Wake Forest, NC — $204K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 2.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $183K (90%)
- Approval → funding
- 13 days
- Approved
- 2/10/2021
- First disbursed
- 2/23/2021
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Computer Related Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
- Waco Nerds LLC in Waco, TX — $200K (2021) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (90%)
- Approved
- 8/5/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Computer and Office Machine Repair and Maintenance
Funded by Five Star Bank · Lender record →
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- Ntg Hudson, Inc. in Hudson, NH — $160K (2021) · NBT Bank, National Association
- Program
- 7a General
- Rate at approval
- 5.75% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $144K (90%)
- Approval → funding
- 2 days
- Approved
- 9/28/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Computer and Office Machine Repair and Maintenance
Funded by NBT Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- LUMITAT Inc, in Cary, NC — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 1 days
- Approved
- 3/30/2021
- First disbursed
- 3/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Computer Related Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a NerdsToGo? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to NerdsToGo businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a NerdsToGo purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $160K typical NerdsToGo loan
- 9 lenders fund the brand
- 17 days typical to fund
Buyers researching a NerdsToGo typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.