Health & Medical · lender intelligence
How to finance a Pearle Vision in Texas
The SBA 7(a) lenders funding the most Pearle Vision deals in Texas, from public loan records — typical Pearle Vision loan about $577K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Pearle Vision in Texas
$577K
Typical loan
range $150K–$577K
$641K
Est. purchase price
≈ loan ÷ 90%
$85,749
Cash to close
$64,111 down + fees
$7,466/mo
Typical payment
~9.5% · 10yr
$103,031/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
69 days
Typical time to fund
2
Lenders competing
more = leverage
8.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pearle Vision in Texas
Ranked by funded Pearle Vision loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.105 loans · $51M · Fitzgerald, GAFull record →
2+ funded Pearle Vision in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ILUVICARE, PLLC in Cypress, TX — $150K (2024) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 6 days
- Approved
- 8/9/2024
- First disbursed
- 8/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Offices of Optometrists
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
- Pearle Vision Cypress in Cypress, TX — $577K (2020) · Capital One, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $433K (75%)
- Approval → funding
- 69 days
- Approved
- 4/22/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (11/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Optometrists
Funded by Capital One, National Association
Your business? Claim this record · Request removal
Buying a Pearle Vision in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Pearle Vision loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pearle Vision purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Colony Bank funds the most here. CapBench is not a lender.
- $577K typical Pearle Vision loan
- 2 lenders active in Texas
- 2+ funded Texas deals
- 69 days typical to fund
Buyers buying a Pearle Vision in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.