Food & Restaurants · lender intelligence

How to finance a Pie Five in Texas

State:

The SBA 7(a) lenders funding the most Pie Five deals in Texas, from public loan records — typical Pie Five loan about $328K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Pie Five in Texas

$328K

Typical loan

range $300K–$379K

$364K

Est. purchase price

≈ loan ÷ 90%

$48,744

Cash to close

$36,444 down + fees

$4,518/mo

Typical payment

~11% · 10yr

$62,348/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

52 days

Typical time to fund

Lenders competing

more = leverage

9.33%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pie Five in Texas

Ranked by funded Pie Five loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1 loans · $0M · Henderson, TXFull record →
2.2 loans · $0M · Pine Bluff, ARFull record →
3.60 loans · $40M · Clayton, MOFull record →

3+ funded Pie Five in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Idoon Management LLC in Keller, TX — $379K (2023) · Simmons Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$285K (75%)
Approval → funding
15 days
Approved
9/20/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
Kasarla Foods, LLC in Irving, TX — $328K (2023) · Texas Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$246K (75%)
Approval → funding
52 days
Approved
3/7/2023
First disbursed
4/28/2023
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Texas Bank · Lender record →
Your business? Claim this record · Request removal
Pie Five Montgomery Plaza in Fort Worth, TX — $300K (2020) · purchase · Midwest Regional Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
207 days
Approved
1/6/2020
First disbursed
7/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,561
Annual debt service
$43K
Cash flow needed (1.25×)
$53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Pie Five in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Pie Five loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pie Five purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Texas Bank funds the most here. CapBench is not a lender.

$328K typical Pie Five loan
3 lenders active in Texas
3+ funded Texas deals
52 days typical to fund

Buyers buying a Pie Five in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Pie Five lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pie-five/texas
API:: https://www.capbench.com/api/public/lenders?franchise=pie-five
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.