Food & Restaurants · lender intelligence

How to finance a Pie Five

State:

The SBA 7(a) lenders funding the most Pie Five deals, ranked from public loan records — typical Pie Five loan about $328K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Pie Five

$328K

Typical loan

range $300K–$379K

$364K

Est. purchase price

≈ loan ÷ 90%

$48,744

Cash to close

$36,444 down + fees

$4,518/mo

Typical payment

~11% · 10yr

$62,348/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pie Five

Ranked by funded Pie Five loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.9 loans · $13M · Atlanta, GAFull record →
2.1 loans · $0M · Henderson, TXFull record →
3.2 loans · $0M · Pine Bluff, ARFull record →
4.60 loans · $40M · Clayton, MOFull record →

5+ funded Pie Five deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Idoon Management LLC in Keller, TX — $379K (2023) · Simmons Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$285K (75%)
Approval → funding
15 days
Approved
9/20/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
Kasarla Foods, LLC in Irving, TX — $328K (2023) · Texas Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$246K (75%)
Approval → funding
52 days
Approved
3/7/2023
First disbursed
4/28/2023
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Texas Bank · Lender record →
Your business? Claim this record · Request removal
4Shivsanya, Inc.; Sanvi Corp.; Shreyu Corp; S3Suthar Inc. in Danville, VA — $164K (2022) · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
271 months
SBA guaranteed
$123K (75%)
Approval → funding
2 days
Approved
12/29/2021
First disbursed
12/31/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
4Shivsanya, Inc.; Sanvi Corp.; Shreyu Corp; S3Suthar Inc. in Danville, VA — $2.4M (2021) · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
267 months
SBA guaranteed
$2.2M (90%)
Approval → funding
42 days
Approved
3/8/2021
First disbursed
4/19/2021
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
Pie Five Montgomery Plaza in Fort Worth, TX — $300K (2020) · purchase · Midwest Regional Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
207 days
Approved
1/6/2020
First disbursed
7/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,561
Annual debt service
$43K
Cash flow needed (1.25×)
$53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Pie Five? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pie Five businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pie Five purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Ameris Bank funds the most. CapBench is not a lender.

$328K typical Pie Five loan
4 lenders fund the brand
42 days typical to fund

Buyers researching a Pie Five typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Pie Five record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pie-five
API:: https://www.capbench.com/api/public/lenders?franchise=pie-five
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.