Food & Restaurants · lender intelligence

How to finance a Pie Five in Virginia

State:

The SBA 7(a) lenders funding the most Pie Five deals in Virginia, from public loan records — typical Pie Five loan about $328K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Pie Five in Virginia

$2.44M

Typical loan

range $164K–$2.44M

$2.72M

Est. purchase price

≈ loan ÷ 90%

$374,608

Cash to close

$271,667 down + fees

$31,638/mo

Typical payment

~9.5% · 10yr

$436,604/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pie Five in Virginia

Ranked by funded Pie Five loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.9 loans · $13M · Atlanta, GAFull record →

2+ funded Pie Five in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

4Shivsanya, Inc.; Sanvi Corp.; Shreyu Corp; S3Suthar Inc. in Danville, VA — $164K (2022) · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
271 months
SBA guaranteed
$123K (75%)
Approval → funding
2 days
Approved
12/29/2021
First disbursed
12/31/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
4Shivsanya, Inc.; Sanvi Corp.; Shreyu Corp; S3Suthar Inc. in Danville, VA — $2.4M (2021) · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
267 months
SBA guaranteed
$2.2M (90%)
Approval → funding
42 days
Approved
3/8/2021
First disbursed
4/19/2021
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Pie Five in Virginia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Pie Five loans with a Virginia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pie Five purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. Ameris Bank funds the most here. CapBench is not a lender.

$328K typical Pie Five loan
1 lenders active in Virginia
2+ funded Virginia deals
42 days typical to fund

Buyers buying a Pie Five in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Pie Five lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pie-five/virginia
API:: https://www.capbench.com/api/public/lenders?franchise=pie-five&state=VA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.