Beauty & Personal Care · lender intelligence
How to finance a Pigtails & Crewcuts
The SBA 7(a) lenders funding the most Pigtails & Crewcuts deals, ranked from public loan records — typical Pigtails & Crewcuts loan about $168K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pigtails & Crewcuts
$168K
Typical loan
range $50K–$237K
$187K
Est. purchase price
≈ loan ÷ 90%
$24,967
Cash to close
$18,667 down + fees
$2,459/mo
Typical payment
~12.5% · 10yr
$33,934/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
10
Lenders competing
more = leverage
8.03%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pigtails & Crewcuts
Ranked by funded Pigtails & Crewcuts loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.54 loans · $15M · University Park, TXFull record →
- 3.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 4.1 loans · $1M · Lincoln, NEFull record →
- 5.318 loans · $229M · Osage Beach, MOFull record →
- 6.1 loans · $1M · Glasgow, KYFull record →
- 7.12 loans · $14M · Mobile, ALFull record →
- 8.20 loans · $8M · Saint Petersburg, FLFull record →
- 9.41 loans · $21M · Wichita, KSFull record →
- 10.8 loans · $2M · Tucson, AZFull record →
22+ funded Pigtails & Crewcuts deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CROSS CUTZ, LLC in Hudson Oaks, TX — $208K (2025) · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $156K (75%)
- Approval → funding
- 20 days
- Approved
- 7/10/2025
- First disbursed
- 7/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- SA1RAM, LLC in Morrisville, NC — $171K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (75%)
- Approval → funding
- 78 days
- Approved
- 10/23/2024
- First disbursed
- 1/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CROSS CUTZ, LLC in Hudson Oaks, TX — $75K (2025) · PlainsCapital Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 48 days
- Approved
- 7/10/2025
- First disbursed
- 8/27/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- SA1RAM, LLC in Morrisville, NC — $20K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approved
- 10/23/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Pigtails & Crewcuts in Clarksville, TN — $362K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $272K (75%)
- Approval → funding
- 10 days
- Approved
- 9/9/2024
- First disbursed
- 9/19/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- PIGTAILS AND CREWCUTS in Montclair, NJ — $354K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $265K (75%)
- Approval → funding
- 34 days
- Approved
- 6/28/2024
- First disbursed
- 8/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Unanswered
- Industry
- Beauty Salons
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- WEME & NAST, LLC in Orlando, FL — $1.0M (2023) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 21 days
- Approved
- 8/11/2023
- First disbursed
- 9/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $13,917
- Annual debt service
- $167K
- Cash flow needed (1.25×)
- $209K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
- Hawkins Services, Incorporated in Cypress, TX — $350K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 129 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 8 days
- Approved
- 7/18/2023
- First disbursed
- 7/26/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Golden Cuts, LLC in Bowling Green, KY — $200K (2023) · South Central Bank, Inc.
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 126 months
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 10 days
- Approved
- 3/17/2023
- First disbursed
- 3/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by South Central Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
- Hawkins Services, Incorporated in Cypress, TX — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 20 days
- Approved
- 7/18/2023
- First disbursed
- 8/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- DJM Enterprises, LLC in Fort Mill, SC — $588K (2022) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $441K (75%)
- Approval → funding
- 26 days
- Approved
- 5/20/2022
- First disbursed
- 6/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $653K
- Est. down payment (10%)
- $65K
- Est. cash at closing
- $87K
- Monthly payment
- $6,454
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- 232 Green Pastures Corp. in Jacksonville, FL — $168K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $126K (75%)
- Approval → funding
- 8 days
- Approved
- 2/3/2022
- First disbursed
- 2/11/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Andi Lynn Ventures Inc. in Tyler, TX — $25K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 5 days
- Approved
- 10/26/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- 232 Green Pastures Corp. in Jacksonville, FL — $25K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 32 days
- Approved
- 2/3/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JMNP INVESTMENTS LLC in Geneva, IL — $193K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $174K (90%)
- Approved
- 8/24/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JMNP INVESTMENTS LLC in Geneva, IL — $163K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $147K (90%)
- Approval → funding
- 2 days
- Approved
- 9/20/2021
- First disbursed
- 9/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Andi Lynn Ventures Inc. in Tyler, TX — $135K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $101K (75%)
- Approval → funding
- 17 days
- Approved
- 5/14/2021
- First disbursed
- 5/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JMNP INVESTMENTS LLC in Geneva, IL — $15K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $11K (75%)
- Approved
- 8/24/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JMNP INVESTMENTS LLC in Geneva, IL — $15K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $11K (75%)
- Approved
- 9/20/2021
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- TRAYJAY ASK LLC in Wichita, KS — $237K (2020) · Emprise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.32% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $178K (75%)
- Approval → funding
- 39 days
- Approved
- 2/21/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Unanswered
- Industry
- Beauty Salons
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Pigtails & Crewcuts? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pigtails & Crewcuts businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pigtails & Crewcuts purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $168K typical Pigtails & Crewcuts loan
- 10 lenders fund the brand
- 21 days typical to fund
Buyers researching a Pigtails & Crewcuts typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.