Franchise · lender intelligence

How to finance a Pirtek in Georgia

State:

The SBA 7(a) lenders funding the most Pirtek deals in Georgia, from public loan records — typical Pirtek loan about $398K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Pirtek in Georgia

$500K

Typical loan

range $230K–$1.75M

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

37 days

Typical time to fund

Lenders competing

more = leverage

10.15%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pirtek in Georgia

Ranked by funded Pirtek loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $5M · Atlanta, GAFull record →
2.154 loans · $26M · San Diego, CAFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →

5+ funded Pirtek in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Lee Hydraulic Service, Inc. in Monticello, GA — $135K (2025) · CDC Small Business Finance Corp.
Program
7a General
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$115K (85%)
Approval → funding
17 days
Approved
11/5/2024
First disbursed
11/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
New Business or 2 years or less
Industry
Commercial and Industrial Machinery and Equipment (except Au
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Georgia Equipment Solutions, LLC in Atlanta, GA — $1.8M (2024) · Georgia Banking Company
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
122 months
SBA guaranteed
$1.3M (75%)
Approval → funding
60 days
Approved
3/1/2024
First disbursed
4/30/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Administrative Management and General Management Consulting
Funded by Georgia Banking Company · Lender record →
Your business? Claim this record · Request removal
PIRTEK - Peachtree in Tyrone, GA — $500K (2024) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
37 days
Approved
6/25/2024
First disbursed
8/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Electronic and Precision Equipment Repair and Maintenance
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Lee Hydraulic Service, Inc. in Monticello, GA — $230K (2023) · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
12.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$173K (75%)
Approval → funding
21 days
Approved
4/13/2023
First disbursed
5/4/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Commercial and Industrial Machinery and Equipment (except Au
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Georgia Equipment Solutions, LLC in Atlanta, GA — $2.5M (2021) · purchase · Georgia Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
126 months
SBA guaranteed
$1.9M (75%)
Approval → funding
58 days
Approved
10/20/2020
First disbursed
12/17/2020
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Industrial Machinery and Equipment Merchant Wholesalers
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$275K
Est. cash at closing
$379K
Monthly payment
$25,563
Annual debt service
$307K
Cash flow needed (1.25×)
$383K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Georgia Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a Pirtek in Georgia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Pirtek loans with a Georgia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pirtek purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. Georgia Banking Company funds the most here. CapBench is not a lender.

$398K typical Pirtek loan
3 lenders active in Georgia
5+ funded Georgia deals
37 days typical to fund

Buyers buying a Pirtek in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Pirtek lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pirtek/georgia
API:: https://www.capbench.com/api/public/lenders?franchise=pirtek
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.