Franchise · lender intelligence
How to finance a Pirtek in California
The SBA 7(a) lenders funding the most Pirtek deals in California, from public loan records — typical Pirtek loan about $398K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Pirtek in California
$700K
Typical loan
range $443K–$921K
$778K
Est. purchase price
≈ loan ÷ 90%
$104,028
Cash to close
$77,778 down + fees
$9,058/mo
Typical payment
~9.5% · 10yr
$125,000/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
4
Lenders competing
more = leverage
9.85%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pirtek in California
Ranked by funded Pirtek loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.112 loans · $112M · Irving, TXFull record →
- 3.46 loans · $85M · Salt Lake City, UTFull record →
- 4.149 loans · $135M · Mukwonago, WIFull record →
5+ funded Pirtek in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JPJW Ventures LLC in Anaheim, CA — $1.9M (2026) · purchase · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 21 days
- Approved
- 11/14/2025
- First disbursed
- 12/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- All Other Professional, Scientific, and Technical Services
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $206K
- Est. cash at closing
- $283K
- Monthly payment
- $24,192
- Annual debt service
- $290K
- Cash flow needed (1.25×)
- $363K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Milestone Bank · Lender record →
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- Pirtek Power Inn in Sacramento, CA — $921K (2025) · purchase · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $691K (75%)
- Approval → funding
- 35 days
- Approved
- 9/9/2025
- First disbursed
- 10/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Commercial and Industrial Machinery and Equipment (except Au
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $102K
- Est. cash at closing
- $140K
- Monthly payment
- $12,299
- Annual debt service
- $148K
- Cash flow needed (1.25×)
- $184K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
- SM Mitchell Enterprises LLC in San Marcos, CA — $443K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $332K (75%)
- Approval → funding
- 10 days
- Approved
- 2/3/2025
- First disbursed
- 2/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Electronic and Precision Equipment Repair and Maintenance
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Dramatic Gamine LLC in Thousand Oaks, CA — $300K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 41 days
- Approved
- 7/25/2025
- First disbursed
- 9/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fluid Power Valve and Hose Fitting Manufacturing
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Pirtek San Diego Bay in National City, CA — $700K (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 12 days
- Approved
- 1/6/2023
- First disbursed
- 1/18/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Rubber and Plastics Hoses and Belting Manufacturing
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Pirtek in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Pirtek loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pirtek purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $398K typical Pirtek loan
- 4 lenders active in California
- 5+ funded California deals
- 21 days typical to fund
Buyers buying a Pirtek in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.