Franchise · lender intelligence

How to finance a Pirtek in Indiana

State:

The SBA 7(a) lenders funding the most Pirtek deals in Indiana, from public loan records — typical Pirtek loan about $398K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Pirtek in Indiana

$264K

Typical loan

range $150K–$300K

$293K

Est. purchase price

≈ loan ÷ 90%

$39,204

Cash to close

$29,311 down + fees

$3,634/mo

Typical payment

~11% · 10yr

$50,149/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

36 days

Typical time to fund

Lenders competing

more = leverage

6.55%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pirtek in Indiana

Ranked by funded Pirtek loans in Indiana. Tap a lender for its full record, or hit Get in touch for an introduction.

1.15 loans · $4M · Waverly, NEFull record →
2.3 loans · $0M · Waterloo, ILFull record →
3.4 loans · $2M · Frankfort, INFull record →

5+ funded Pirtek in Indiana deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Venture Industrial Co in Cicero, IN — $264K (2023) · Horizon Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$132K (50%)
Approval → funding
36 days
Approved
6/5/2023
First disbursed
7/11/2023
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Commercial and Industrial Machinery and Equipment (except Au
Funded by Horizon Bank · Lender record →
Your business? Claim this record · Request removal
Venture Industrial Co in Cicero, IN — $100K (2023) · Horizon Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
27 months
SBA guaranteed
$50K (50%)
Approved
6/5/2023
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Commercial and Industrial Machinery and Equipment (except Au
Funded by Horizon Bank · Lender record →
Your business? Claim this record · Request removal
Snyder Enterprises II, LLC in Indianapolis, IN — $978K (2021) · purchase · The Farmers Bank, Frankfort, Indiana
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$880K (90%)
Approval → funding
5 days
Approved
9/15/2021
First disbursed
9/20/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
All Other Automotive Repair and Maintenance
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$109K
Est. cash at closing
$149K
Monthly payment
$9,902
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Farmers Bank, Frankfort, Indiana · Lender record →
Your business? Claim this record · Request removal
MetroFluid Co. in Indianapolis, IN — $300K (2021) · purchase · State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
90 months
SBA guaranteed
$270K (90%)
Approved
8/31/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Industrial Supplies Merchant Wholesalers
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$4,148
Annual debt service
$50K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by State Bank · Lender record →
Your business? Claim this record · Request removal
MetroFluid Co. in Indianapolis, IN — $150K (2021) · purchase · State Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$113K (75%)
Approved
9/2/2021
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Industrial Supplies Merchant Wholesalers
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,138
Annual debt service
$26K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by State Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Pirtek in Indiana? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Pirtek loans with a Indiana project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pirtek purchase in Indiana with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Indiana deals. Horizon Bank funds the most here. CapBench is not a lender.

$398K typical Pirtek loan
3 lenders active in Indiana
5+ funded Indiana deals
36 days typical to fund

Buyers buying a Pirtek in Indiana typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Pirtek lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pirtek/indiana
API:: https://www.capbench.com/api/public/lenders?franchise=pirtek
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.