Fitness & Recreation · lender intelligence

How to finance a Row House in Florida

State:

The SBA 7(a) lenders funding the most Row House deals in Florida, from public loan records — typical Row House loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Row House in Florida

$346K

Typical loan

range $264K–$350K

$384K

Est. purchase price

≈ loan ÷ 90%

$51,419

Cash to close

$38,444 down + fees

$4,766/mo

Typical payment

~11% · 10yr

$65,771/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

Lenders competing

more = leverage

7.44%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Row House in Florida

Ranked by funded Row House loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.31 loans · $44M · Passaic, NJFull record →
2.62 loans · $21M · Saint Cloud, MNFull record →
3.39 loans · $31M · Duluth, GAFull record →

4+ funded Row House in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RAID FITNESS INC in Tampa, FL — $346K (2023) · Valley National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
126 months
SBA guaranteed
$260K (75%)
Approval → funding
6 days
Approved
10/20/2022
First disbursed
10/26/2022
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
RAID FITNESS INC in Wesley Chapel, FL — $264K (2022) · Valley National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$198K (75%)
Approval → funding
2 days
Approved
12/14/2021
First disbursed
12/16/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
Stewart Horizons, LLC in Clearwater, FL — $350K (2020) · PromiseOne Bank
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
123 months
SBA guaranteed
$263K (75%)
Approval → funding
45 days
Approved
12/17/2019
First disbursed
1/31/2020
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by PromiseOne Bank · Lender record →
Your business? Claim this record · Request removal
R&R FUTURO INVESTMENTS, INC. in Sarasota, FL — $150K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
123 months
SBA guaranteed
$128K (85%)
Approval → funding
28 days
Approved
12/3/2019
First disbursed
12/31/2019
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Row House in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Row House loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Row House purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Valley National Bank funds the most here. CapBench is not a lender.

$350K typical Row House loan
3 lenders active in Florida
4+ funded Florida deals
28 days typical to fund

Buyers buying a Row House in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Row House lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/row-house/florida
API:: https://www.capbench.com/api/public/lenders?franchise=row-house
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.