Fitness & Recreation · lender intelligence
How to finance a Row House
The SBA 7(a) lenders funding the most Row House deals, ranked from public loan records — typical Row House loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Row House
$350K
Typical loan
range $330K–$386K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,014
Cash to close
$38,889 down + fees
$4,821/mo
Typical payment
~11% · 10yr
$66,530/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
29 days
Typical time to fund
13
Lenders competing
more = leverage
7.06%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Row House
Ranked by funded Row House loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.31 loans · $44M · Passaic, NJFull record →
- 3.66 loans · $68M · Milford, IAFull record →
- 4.62 loans · $21M · Saint Cloud, MNFull record →
- 5.36 loans · $35M · Memphis, TNFull record →
- 6.149 loans · $135M · Mukwonago, WIFull record →
- 7.19 loans · $5M · Columbus, OHFull record →
- 8.16 loans · $21M · Las Vegas, NVFull record →
- 9.105 loans · $164M · Brookline, MAFull record →
- 10.39 loans · $31M · Duluth, GAFull record →
- 11.78 loans · $79M · New Orleans, LAFull record →
- 12.21 loans · $5M · Spartanburg, SCFull record →
18+ funded Row House deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- RAID FITNESS INC in Tampa, FL — $346K (2023) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $260K (75%)
- Approval → funding
- 6 days
- Approved
- 10/20/2022
- First disbursed
- 10/26/2022
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 34
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Valley National Bank · Lender record →
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- Swansonovich LLC in Columbus, OH — $112K (2023) · Telhio Credit Union Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $95K (85%)
- Approval → funding
- 2 days
- Approved
- 5/30/2023
- First disbursed
- 6/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Telhio Credit Union Inc · Lender record →
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- BKSS Fitness LLC in Winston Salem, NC — $585K (2022) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $439K (75%)
- Approval → funding
- 3 days
- Approved
- 9/7/2022
- First disbursed
- 9/10/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
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- Sandy Rose LLC in Kansas City, MO — $350K (2022) · Southern Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 83 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 29 days
- Approved
- 12/2/2021
- First disbursed
- 12/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Southern Bank · Lender record →
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- RAID FITNESS INC in Wesley Chapel, FL — $264K (2022) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $198K (75%)
- Approval → funding
- 2 days
- Approved
- 12/14/2021
- First disbursed
- 12/16/2021
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Valley National Bank · Lender record →
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- NIMI WORLD LLC in Cumming, GA — $500K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 124 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 0 days
- Approved
- 11/4/2020
- First disbursed
- 11/4/2020
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- Kimberling RH1 LLC in Flower Mound, TX — $470K (2021) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 79 months
- SBA guaranteed
- $423K (90%)
- Approval → funding
- 3 days
- Approved
- 7/28/2021
- First disbursed
- 7/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Gautum Family Ventures Corp in Trumbull, CT — $350K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 12/9/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Gautum Family Ventures Corp in Trumbull, CT — $350K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (90%)
- Approved
- 9/26/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Fisher Enterprise LLC in Franklin, TN — $525K (2020) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 127 months
- SBA guaranteed
- $394K (75%)
- Approval → funding
- 117 days
- Approved
- 11/4/2019
- First disbursed
- 2/29/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 115
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Beacon Bank and Trust · Lender record →
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- Knuth Holdngs, LLC in Franklin, MI — $386K (2020) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 124 months
- SBA guaranteed
- $290K (75%)
- Approval → funding
- 29 days
- Approved
- 3/2/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- rowatlanta LLC in Roswell, GA — $385K (2020) · First Horizon Bank
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 86 months
- SBA guaranteed
- $289K (75%)
- Approval → funding
- 114 days
- Approved
- 4/8/2020
- First disbursed
- 7/31/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Horizon Bank · Lender record →
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- Stewart Horizons, LLC in Clearwater, FL — $350K (2020) · PromiseOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 123 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 45 days
- Approved
- 12/17/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by PromiseOne Bank · Lender record →
Your business? Claim this record · Request removal
- Romarcat 2 LLC in Redmond, WA — $350K (2020) · JPMorgan Chase Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.3% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 33 days
- Approved
- 2/27/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Garcia Family Investments Inc. in Atlanta, GA — $333K (2020) · First Horizon Bank
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 126 months
- SBA guaranteed
- $250K (75%)
- Approval → funding
- 34 days
- Approved
- 2/26/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (11/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal
- ROW HOUSE HILTON VILLAGE in Scottsdale, AZ — $330K (2020) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 76 months
- SBA guaranteed
- $248K (75%)
- Approval → funding
- 38 days
- Approved
- 10/23/2019
- First disbursed
- 11/30/2019
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Meadows Bank · Lender record →
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- STAMFORD ROW, LLC in Stamford, CT — $269K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $202K (75%)
- Approval → funding
- 16 days
- Approved
- 11/14/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- R&R FUTURO INVESTMENTS, INC. in Sarasota, FL — $150K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 28 days
- Approved
- 12/3/2019
- First disbursed
- 12/31/2019
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Row House? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Row House businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Row House purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $350K typical Row House loan
- 13 lenders fund the brand
- 29 days typical to fund
Buyers researching a Row House typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.