Fitness & Recreation · lender intelligence

How to finance a Row House in Georgia

State:

The SBA 7(a) lenders funding the most Row House deals in Georgia, from public loan records — typical Row House loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Row House in Georgia

$385K

Typical loan

range $333K–$500K

$428K

Est. purchase price

≈ loan ÷ 90%

$57,216

Cash to close

$42,778 down + fees

$4,982/mo

Typical payment

~9.5% · 10yr

$68,752/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

114 days

Typical time to fund

Lenders competing

more = leverage

6.17%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Row House in Georgia

Ranked by funded Row House loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.36 loans · $35M · Memphis, TNFull record →
2.149 loans · $135M · Mukwonago, WIFull record →

3+ funded Row House in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NIMI WORLD LLC in Cumming, GA — $500K (2021) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
124 months
SBA guaranteed
$375K (75%)
Approval → funding
0 days
Approved
11/4/2020
First disbursed
11/4/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
rowatlanta LLC in Roswell, GA — $385K (2020) · First Horizon Bank
Program
7a General
Rate at approval
6.25% variable
Term
86 months
SBA guaranteed
$289K (75%)
Approval → funding
114 days
Approved
4/8/2020
First disbursed
7/31/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal
Garcia Family Investments Inc. in Atlanta, GA — $333K (2020) · First Horizon Bank
Program
7a General
Rate at approval
6.25% variable
Term
126 months
SBA guaranteed
$250K (75%)
Approval → funding
34 days
Approved
2/26/2020
First disbursed
3/31/2020
Loan status
Paid in full (11/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Row House in Georgia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Row House loans with a Georgia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Row House purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. First Horizon Bank funds the most here. CapBench is not a lender.

$350K typical Row House loan
2 lenders active in Georgia
3+ funded Georgia deals
114 days typical to fund

Buyers buying a Row House in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Row House lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/row-house/georgia
API:: https://www.capbench.com/api/public/lenders?franchise=row-house
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.