Fitness & Recreation · lender intelligence
How to finance a Sandbox VR
The SBA 7(a) lenders funding the most Sandbox VR deals, ranked from public loan records — typical Sandbox VR loan about $1.4M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Sandbox VR
$1.40M
Typical loan
range $1.07M–$1.74M
$1.56M
Est. purchase price
≈ loan ÷ 90%
$213,431
Cash to close
$155,556 down + fees
$18,116/mo
Typical payment
~9.5% · 10yr
$250,001/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
32 days
Typical time to fund
9
Lenders competing
more = leverage
9.7%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sandbox VR
Ranked by funded Sandbox VR loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.3,264 loans · $846M · Miami, FLFull record →
- 2.38 loans · $26M · Richmond City, VAFull record →
- 3.102 loans · $119M · Saint Petersburg, FLFull record →
- 4.40 loans · $42M · Englewood Cliffs, NJFull record →
- 5.318 loans · $229M · Osage Beach, MOFull record →
- 6.26 loans · $42M · Chicago, ILFull record →
- 7.12 loans · $24M · South Bend, INFull record →
- 8.138 loans · $276M · Sioux Falls, SDFull record →
- 9.104 loans · $100M · Portsmouth, VAFull record →
15+ funded Sandbox VR deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Nextgen Virtual LLC in Charlotte, NC — $2.0M (2026) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $1.5M (75%)
- Approved
- 12/23/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
- Bex VR, LLC in Sherman Oaks, CA — $1.9M (2026) · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approved
- 3/2/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Amusement Arcades
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
- A&N Hyperverse LLC in Houston, TX — $1.7M (2026) · FWBank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 129 months
- SBA guaranteed
- $1.3M (75%)
- Approved
- 1/9/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- New Business or 2 years or less
- Industry
- All Other Amusement and Recreation Industries
Funded by FWBank · Lender record →
Your business? Claim this record · Request removal
- AZ HDVR LLC in Gilbert, AZ — $1.7M (2026) · Everwise Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 125 months
- SBA guaranteed
- $1.2M (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Everwise Credit Union · Lender record →
Your business? Claim this record · Request removal
- Sandbox VR in Pooler, GA — $1.4M (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 125 months
- SBA guaranteed
- $1.1M (75%)
- Approved
- 1/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Immersa Entertainment LLC in Miami, FL — $1.4M (2026) · Climate First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- All Other Amusement and Recreation Industries
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
- Sandbox VR in Pooler, GA — $50K (2026) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/9/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- SANDBOX VR in Fremont, CA — $2.1M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 32 days
- Approved
- 9/26/2025
- First disbursed
- 10/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Amusement Arcades
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Sandbox VR Virginia Beach in Virginia Beach, VA — $1.5M (2025) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 32 days
- Approved
- 4/7/2025
- First disbursed
- 5/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
- Sandbox VR The Falls in Miami, FL — $1.3M (2025) · Climate First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $987K (75%)
- Approved
- 7/14/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- All Other Amusement and Recreation Industries
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
- Sandbox VR in Sacramento, CA — $1.2M (2025) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 125 months
- SBA guaranteed
- $919K (75%)
- Approval → funding
- 21 days
- Approved
- 9/2/2025
- First disbursed
- 9/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- VR Mich Inc in Royal Oak, MI — $1.1M (2025) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $821K (75%)
- Approval → funding
- 84 days
- Approved
- 5/27/2025
- First disbursed
- 8/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Sandbox VR Virginia Beach in Virginia Beach, VA — $100K (2025) · Atlantic Union Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 4/7/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
- Wavecrest Gaming Woodbridge LLC in Woodbridge, NJ — $938K (2023) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $704K (75%)
- Approval → funding
- 7 days
- Approved
- 3/27/2023
- First disbursed
- 4/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- Wavecrest Gaming LLC in Paramus, NJ — $1.1M (2021) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 121 months
- SBA guaranteed
- $968K (90%)
- Approval → funding
- 20 days
- Approved
- 9/10/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Sandbox VR? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sandbox VR businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sandbox VR purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Newtek Bank, National Association funds the most. CapBench is not a lender.
- $1.4M typical Sandbox VR loan
- 9 lenders fund the brand
- 32 days typical to fund
Buyers researching a Sandbox VR typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.