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How to finance a Servpro in New Jersey

State:

The SBA 7(a) lenders funding the most Servpro deals in New Jersey, from public loan records — typical Servpro loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Servpro in New Jersey

$355K

Typical loan

range $210K–$683K

$394K

Est. purchase price

≈ loan ÷ 90%

$52,757

Cash to close

$39,444 down + fees

$4,594/mo

Typical payment

~9.5% · 10yr

$63,397/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

12 days

Typical time to fund

Lenders competing

more = leverage

8.34%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Servpro in New Jersey

Ranked by funded Servpro loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

1.3,264 loans · $846M · Miami, FLFull record →
2.104 loans · $100M · Portsmouth, VAFull record →
3.1,322 loans · $185M · Wilmington, DEFull record →
4.1,296 loans · $1.4B · Wilmington, NCFull record →
5.62 loans · $21M · Saint Cloud, MNFull record →

8+ funded Servpro in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Point Break Companies LLC in Lakewood, NJ — $710K (2026) · TowneBank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$533K (75%)
Approved
2/19/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
SERVPRO of Hamilton, South Trenton; SERVPRO Team Spinner; SERVPRO of Roselle; SE in Union, NJ — $600K (2026) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
108 mo (9 yrs)
SBA guaranteed
$450K (75%)
Approved
12/30/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Point Break Companies LLC in Lakewood, NJ — $210K (2026) · TowneBank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$105K (50%)
Approved
2/19/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Partnership
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
SERVPRO of Hamilton, South Trenton; SERVPRO Team Spinner; SERVPRO of Roselle; SE in Union, NJ — $50K (2026) · Newtek Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
2/19/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
JAANK Restorations Limited Liability Company in Succasunna, NJ — $683K (2024) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.96% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$512K (75%)
Approval → funding
12 days
Approved
9/18/2024
First disbursed
9/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
JAANK RESTORATIONS LIMITED LIABILITY in Succasunna, NJ — $355K (2021) · TD Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$178K (50%)
Approval → funding
0 days
Approved
9/30/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Irvolino Restoration Inc in Hawthorne, NJ — $100K (2021) · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (75%)
Approval → funding
7 days
Approved
5/11/2021
First disbursed
5/18/2021
Loan status
Paid in full (6/30/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
ROCJOC ENTERPRISES LLC in Cliffwood, NJ — $312K (2020) · purchase · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$234K (75%)
Approval → funding
17 days
Approved
2/12/2020
First disbursed
2/29/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$347K
Est. down payment (10%)
$35K
Est. cash at closing
$46K
Monthly payment
$3,703
Annual debt service
$44K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Servpro in New Jersey? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Servpro loans with a New Jersey project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Servpro purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. Newtek Bank, National Association funds the most here. CapBench is not a lender.

$500K typical Servpro loan
5 lenders active in New Jersey
8+ funded New Jersey deals
12 days typical to fund

Buyers buying a Servpro in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Servpro lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/servpro/new-jersey
API:: https://www.capbench.com/api/public/lenders?franchise=servpro
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.