Fitness & Recreation · lender intelligence

How to finance a SETS Hybrid Training

State:

The SBA 7(a) lenders funding the most SETS Hybrid Training deals, ranked from public loan records — typical SETS Hybrid Training loan about $25K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance SETS Hybrid Training

$25K

Typical loan

range $25K–$140K

$28K

Est. purchase price

≈ loan ÷ 90%

$3,578

Cash to close

$2,778 down + fees

$373/mo

Typical payment

~13% · 10yr

$5,147/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

56 days

Typical time to fund

Lenders competing

more = leverage

10.6%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with SETS Hybrid Training

Ranked by funded SETS Hybrid Training loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,927 loans · $207M · Buffalo, NYFull record →

5+ funded SETS Hybrid Training deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Dailey Dose Enterprises LLC in Robbinsville, NJ — $200K (2026) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
37 days
Approved
1/12/2026
First disbursed
2/18/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,561
Annual debt service
$31K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
V&M Fitness Collective LLC in Eatontown, NJ — $140K (2026) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
60 mo (5 yrs)
SBA guaranteed
$70K (50%)
Approval → funding
56 days
Approved
12/31/2025
First disbursed
2/25/2026
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
V&M Fitness Collective LLC in Eatontown, NJ — $25K (2026) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
12/31/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Dailey Dose Enterprises LLC in Robbinsville, NJ — $25K (2026) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
1/12/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$377
Annual debt service
$5K
Cash flow needed (1.25×)
$6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
SETS MIDDLETOWN LLC in Middletown, NJ — $20K (2025) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$10K (50%)
Approval → funding
65 days
Approved
8/27/2025
First disbursed
10/31/2025
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a SETS Hybrid Training? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to SETS Hybrid Training businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a SETS Hybrid Training purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Manufacturers and Traders Trust Company funds the most. CapBench is not a lender.

$25K typical SETS Hybrid Training loan
1 lenders fund the brand
56 days typical to fund

Buyers researching a SETS Hybrid Training typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker SETS Hybrid Training record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sets-hybrid-training
API:: https://www.capbench.com/api/public/lenders?franchise=sets-hybrid-training
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.