Food & Restaurants · lender intelligence

How to finance a Sharetea in California

State:

The SBA 7(a) lenders funding the most Sharetea deals in California, from public loan records — typical Sharetea loan about $332K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Sharetea in California

$275K

Typical loan

range $228K–$512K

$306K

Est. purchase price

≈ loan ÷ 90%

$40,869

Cash to close

$30,556 down + fees

$3,788/mo

Typical payment

~11% · 10yr

$52,274/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

7.43%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Sharetea in California

Ranked by funded Sharetea loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,025 loans · $292M · Berkeley Heights, NJFull record →
2.101 loans · $81M · Pasadena, CAFull record →
3.154 loans · $26M · San Diego, CAFull record →
4.28 loans · $42M · Lehi, UTFull record →

7+ funded Sharetea in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SHARETEA JURUPA VALLEY in Jurupa Valley, CA — $228K (2025) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$171K (75%)
Approval → funding
77 days
Approved
3/19/2025
First disbursed
6/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
BOTTOMS UP, INC in Rancho Cucamonga, CA — $450K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$338K (75%)
Approval → funding
21 days
Approved
12/15/2022
First disbursed
1/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Luong Family Investment LLC in Rancho Santa Margarita, CA — $275K (2021) · East West Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
126 months
SBA guaranteed
$248K (90%)
Approval → funding
10 days
Approved
7/21/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Y.E.S. HOSPITALITY GROUP, INC in Fountain Valley, CA — $550K (2020) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$413K (75%)
Approval → funding
14 days
Approved
8/17/2020
First disbursed
8/31/2020
Loan status
Paid in full (9/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
Existing or more than 2 years old
Industry
All Other Specialty Food Stores
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
TRYNOR FAIRFIELD, LLC in Fairfield, CA — $512K (2020) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
123 months
SBA guaranteed
$384K (75%)
Approval → funding
139 days
Approved
11/13/2019
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
NTJP Investments Inc. in Jurupa Valley, CA — $235K (2020) · East West Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
124 months
SBA guaranteed
$176K (75%)
Approval → funding
48 days
Approved
8/13/2020
First disbursed
9/30/2020
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Tea Motion, Inc. in San Francisco, CA — $48K (2020) · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
7.25% variable
Term
60 mo (5 yrs)
SBA guaranteed
$41K (85%)
Approval → funding
30 days
Approved
8/31/2020
First disbursed
9/30/2020
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal

Buying a Sharetea in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Sharetea loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Sharetea purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Readycap Lending, LLC funds the most here. CapBench is not a lender.

$332K typical Sharetea loan
4 lenders active in California
7+ funded California deals
30 days typical to fund

Buyers buying a Sharetea in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Sharetea lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sharetea/california
API:: https://www.capbench.com/api/public/lenders?franchise=sharetea
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.