Food & Restaurants · lender intelligence
How to finance a Sharetea in Kentucky
The SBA 7(a) lenders funding the most Sharetea deals in Kentucky, from public loan records — typical Sharetea loan about $332K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Sharetea in Kentucky
$288K
Typical loan
range $288K–$288K
$320K
Est. purchase price
≈ loan ÷ 90%
$42,815
Cash to close
$32,011 down + fees
$3,969/mo
Typical payment
~11% · 10yr
$54,772/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
1
Lenders competing
more = leverage
4.95%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sharetea in Kentucky
Ranked by funded Sharetea loans in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.42 loans · $19M · Louisville, KYFull record →
1+ funded Sharetea in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Happy Bear LLC in Louisville, KY — $288K (2021) · Republic Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.95% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $216K (75%)
- Approval → funding
- 13 days
- Approved
- 7/1/2021
- First disbursed
- 7/14/2021
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Republic Bank & Trust Company · Lender record →
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Buying a Sharetea in Kentucky? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Sharetea loans with a Kentucky project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sharetea purchase in Kentucky with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Kentucky deals. Republic Bank & Trust Company funds the most here. CapBench is not a lender.
- $332K typical Sharetea loan
- 1 lenders active in Kentucky
- 1+ funded Kentucky deals
- 13 days typical to fund
Buyers buying a Sharetea in Kentucky typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.