Food & Restaurants · lender intelligence
How to finance a Sharetea
The SBA 7(a) lenders funding the most Sharetea deals, ranked from public loan records — typical Sharetea loan about $332K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Sharetea
$332K
Typical loan
range $264K–$480K
$369K
Est. purchase price
≈ loan ÷ 90%
$49,339
Cash to close
$36,889 down + fees
$4,573/mo
Typical payment
~11% · 10yr
$63,107/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
16
Lenders competing
more = leverage
8.29%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sharetea
Ranked by funded Sharetea loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.101 loans · $81M · Pasadena, CAFull record →
- 4.3 loans · $1M · Hoquiam, WAFull record →
- 5.9 loans · $1M · Austin, TXFull record →
- 6.139 loans · $102M · Los Angeles, CAFull record →
- 7.51 loans · $52M · Fuquay Varina, NCFull record →
- 8.23 loans · $25M · Los Angeles, CAFull record →
- 9.154 loans · $26M · San Diego, CAFull record →
- 10.116 loans · $120M · Evansville, INFull record →
- 11.62 loans · $21M · Saint Cloud, MNFull record →
- 12.328 loans · $134M · Cleveland, OHFull record →
- 13.318 loans · $229M · Osage Beach, MOFull record →
- 14.28 loans · $42M · Lehi, UTFull record →
- 15.99 loans · $43M · Walla Walla, WAFull record →
- 16.42 loans · $19M · Louisville, KYFull record →
22+ funded Sharetea deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- PPLV Foods LLC in Redmond, WA — $264K (2026) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $198K (75%)
- Approval → funding
- 13 days
- Approved
- 12/11/2025
- First disbursed
- 12/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $293K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,380
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
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- Nam Sis LLC in Renton, WA — $850K (2025) · Timberland Bank
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $638K (75%)
- Approval → funding
- 17 days
- Approved
- 10/8/2024
- First disbursed
- 10/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Timberland Bank · Lender record →
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- Bubbles Tea LLC in Mooresville, NC — $480K (2025) · The Fidelity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.69% variable
- Term
- 122 months
- SBA guaranteed
- $360K (75%)
- Approval → funding
- 41 days
- Approved
- 3/13/2025
- First disbursed
- 4/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Fidelity Bank · Lender record →
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- SHARETEA JURUPA VALLEY in Jurupa Valley, CA — $228K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $171K (75%)
- Approval → funding
- 77 days
- Approved
- 3/19/2025
- First disbursed
- 6/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
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- Vong Tea LLC in Auburn, WA — $432K (2024) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $216K (50%)
- Approval → funding
- 33 days
- Approved
- 9/13/2024
- First disbursed
- 10/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by KeyBank National Association · Lender record →
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- ASC Properties and Consulting LLC in Morton Grove, IL — $425K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.95% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $319K (75%)
- Approval → funding
- 2 days
- Approved
- 7/23/2024
- First disbursed
- 7/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Sharetea Morton Grove in Morton Grove, IL — $317K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 103 months
- SBA guaranteed
- $238K (75%)
- Approved
- 10/20/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Marketing Consulting Services
Funded by First Bank of the Lake · Lender record →
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- Share Tea in Auburn, WA — $897K (2023) · Timberland Bank
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $673K (75%)
- Approval → funding
- 5 days
- Approved
- 5/31/2023
- First disbursed
- 6/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Food Retailers
Funded by Timberland Bank · Lender record →
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- BOTTOMS UP, INC in Rancho Cucamonga, CA — $450K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 21 days
- Approved
- 12/15/2022
- First disbursed
- 1/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Readycap Lending, LLC · Lender record →
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- Share T LLC in Kennewick, WA — $345K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $258K (75%)
- Approval → funding
- 5 days
- Approved
- 3/30/2023
- First disbursed
- 4/4/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Amarillo First Tea Corporation in Amarillo, TX — $303K (2023) · PeopleFund
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 11.25% fixed
- Term
- 87 months
- SBA guaranteed
- $227K (75%)
- Approval → funding
- 33 days
- Approved
- 3/2/2023
- First disbursed
- 4/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by PeopleFund · Lender record →
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- Share T LLC in Kennewick, WA — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 5 days
- Approved
- 3/30/2023
- First disbursed
- 4/4/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- SKSH2 Investment Inc in Puyallup, WA — $1.3M (2022) · Banner Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 306 months
- SBA guaranteed
- $995K (75%)
- Approval → funding
- 20 days
- Approved
- 11/10/2021
- First disbursed
- 11/30/2021
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Banner Bank · Lender record →
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- TUQUY LLC in Morrisville, NC — $332K (2022) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 123 months
- SBA guaranteed
- $249K (75%)
- Approval → funding
- 8 days
- Approved
- 8/31/2022
- First disbursed
- 9/8/2022
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Stearns Bank National Association · Lender record →
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- Happy Bear LLC in Louisville, KY — $288K (2021) · Republic Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.95% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $216K (75%)
- Approval → funding
- 13 days
- Approved
- 7/1/2021
- First disbursed
- 7/14/2021
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Republic Bank & Trust Company · Lender record →
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- Luong Family Investment LLC in Rancho Santa Margarita, CA — $275K (2021) · East West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 126 months
- SBA guaranteed
- $248K (90%)
- Approval → funding
- 10 days
- Approved
- 7/21/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
- Y.E.S. HOSPITALITY GROUP, INC in Fountain Valley, CA — $550K (2020) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 14 days
- Approved
- 8/17/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (9/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Food Stores
Funded by Readycap Lending, LLC · Lender record →
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- TRYNOR FAIRFIELD, LLC in Fairfield, CA — $512K (2020) · LendingClub Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $384K (75%)
- Approval → funding
- 139 days
- Approved
- 11/13/2019
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by LendingClub Bank, National Association · Lender record →
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- Sharetea Plus UW in Seattle, WA — $300K (2020) · purchase · GBC International Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 13 days
- Approved
- 8/18/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $3,256
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBC International Bank · Lender record →
Your business? Claim this record · Request removal
- NTJP Investments Inc. in Jurupa Valley, CA — $235K (2020) · East West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 124 months
- SBA guaranteed
- $176K (75%)
- Approval → funding
- 48 days
- Approved
- 8/13/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Sharetea? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sharetea businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sharetea purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Readycap Lending, LLC funds the most. CapBench is not a lender.
- $332K typical Sharetea loan
- 16 lenders fund the brand
- 17 days typical to fund
Buyers researching a Sharetea typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.