Fitness & Recreation · lender intelligence
How to finance a Stretch Lab in North Carolina
The SBA 7(a) lenders funding the most Stretch Lab deals in North Carolina, from public loan records — typical Stretch Lab loan about $263K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Stretch Lab in North Carolina
$650K
Typical loan
range $365K–$650K
$722K
Est. purchase price
≈ loan ÷ 90%
$96,597
Cash to close
$72,222 down + fees
$8,411/mo
Typical payment
~9.5% · 10yr
$116,072/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
20 days
Typical time to fund
2
Lenders competing
more = leverage
11%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Stretch Lab in North Carolina
Ranked by funded Stretch Lab loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.78 loans · $79M · New Orleans, LAFull record →
- 2.19 loans · $5M · Roseville, CAFull record →
2+ funded Stretch Lab in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- True Allies, Inc. in Cary, NC — $650K (2024) · purchase · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 20 days
- Approved
- 2/3/2024
- First disbursed
- 2/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $722K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $97K
- Monthly payment
- $8,862
- Annual debt service
- $106K
- Cash flow needed (1.25×)
- $133K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- McDaniel Endeavors, Inc in Greensboro, NC — $365K (2023) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 109 months
- SBA guaranteed
- $274K (75%)
- Approval → funding
- 7 days
- Approved
- 9/19/2023
- First disbursed
- 9/26/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Stretch Lab in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Stretch Lab loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Stretch Lab purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. Gulf Coast Bank and Trust Company funds the most here. CapBench is not a lender.
- $263K typical Stretch Lab loan
- 2 lenders active in North Carolina
- 2+ funded North Carolina deals
- 20 days typical to fund
Buyers buying a Stretch Lab in North Carolina typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.