Fitness & Recreation · lender intelligence
How to finance a Stretch Zone in Florida
The SBA 7(a) lenders funding the most Stretch Zone deals in Florida, from public loan records — typical Stretch Zone loan about $170K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Stretch Zone in Florida
$202K
Typical loan
range $170K–$250K
$224K
Est. purchase price
≈ loan ÷ 90%
$29,946
Cash to close
$22,389 down + fees
$2,949/mo
Typical payment
~12.5% · 10yr
$40,696/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
99 days
Typical time to fund
3
Lenders competing
more = leverage
9.73%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Stretch Zone in Florida
Ranked by funded Stretch Zone loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.128 loans · $40M · Wilmington, DEFull record →
- 2.31 loans · $44M · Passaic, NJFull record →
4+ funded Stretch Zone in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SZMD25 LLC in Mount Dora, FL — $250K (2026) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 2 days
- Approved
- 12/9/2025
- First disbursed
- 12/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Valley National Bank · Lender record →
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- Jax Stretch 1 LLC in Saint Johns, FL — $202K (2025) · PNC Bank, National Association
- Program
- 7a General
- Rate at approval
- 9.77% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $151K (75%)
- Approval → funding
- 108 days
- Approved
- 10/15/2024
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Jax Stretch 1 LLC in Saint Johns, FL — $20K (2025) · PNC Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.65% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approved
- 12/18/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- CTTVB LLC in Vero Beach, FL — $170K (2022) · purchase · iTHINK Financial CU
- Program
- 7a General
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (75%)
- Approval → funding
- 99 days
- Approved
- 8/15/2022
- First disbursed
- 11/22/2022
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $189K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $25K
- Monthly payment
- $2,063
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal
Buying a Stretch Zone in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Stretch Zone loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Stretch Zone purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. PNC Bank, National Association funds the most here. CapBench is not a lender.
- $170K typical Stretch Zone loan
- 3 lenders active in Florida
- 4+ funded Florida deals
- 99 days typical to fund
Buyers buying a Stretch Zone in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.