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How to finance a Stretch Zone in North Carolina
The SBA 7(a) lenders funding the most Stretch Zone deals in North Carolina, from public loan records — typical Stretch Zone loan about $170K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Stretch Zone in North Carolina
$500K
Typical loan
range $114K–$500K
$556K
Est. purchase price
≈ loan ÷ 90%
$74,306
Cash to close
$55,556 down + fees
$6,470/mo
Typical payment
~9.5% · 10yr
$89,286/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
2
Lenders competing
more = leverage
8.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Stretch Zone in North Carolina
Ranked by funded Stretch Zone loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.1 loans · $1M · Lincoln, NEFull record →
2+ funded Stretch Zone in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Winston Salem Stretch LLC in Greensboro, NC — $500K (2024) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 13 days
- Approved
- 11/24/2023
- First disbursed
- 12/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- Trinity Stretch Chapel Hill, LLC in Chapel Hill, NC — $114K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $96K (85%)
- Approval → funding
- 5 days
- Approved
- 11/25/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (11/30/2022)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Stretch Zone in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Stretch Zone loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Stretch Zone purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. Citizens Bank funds the most here. CapBench is not a lender.
- $170K typical Stretch Zone loan
- 2 lenders active in North Carolina
- 2+ funded North Carolina deals
- 13 days typical to fund
Buyers buying a Stretch Zone in North Carolina typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.