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Fitness & Recreation · lender intelligence

How to finance a Stretch Zone

The SBA 7(a) lenders funding the most Stretch Zone deals, ranked from public loan records — typical Stretch Zone loan about $170K, 0% failure rate across 35 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Stretch Zone

$170K

Typical loan

range $30K–$239K

$189K

Est. purchase price

≈ loan ÷ 90%

$25,264

Cash to close

$18,889 down + fees

$2,488/mo

Typical payment

~12.5% · 10yr

$34,334/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

17

Lenders competing

more = leverage

9.19%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Stretch Zone

Ranked by funded Stretch Zone loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.1,927 loans · $207M · Buffalo, NYFull record →
  3. 3.1 loans · $0M · Lena, ILFull record →
  4. 4.38 loans · $21M · San Antonio, TXFull record →
  5. 5.128 loans · $40M · Wilmington, DEFull record →
  6. 6.1 loans · $1M · Lincoln, NEFull record →
  7. 7.28 loans · $35M · West Memphis, ARFull record →
  8. 8.318 loans · $229M · Osage Beach, MOFull record →
  9. 9.70 loans · $22M · Melrose, MNFull record →
  10. 10.31 loans · $44M · Passaic, NJFull record →
  11. 11.4 loans · $7M · Kansas City, MOFull record →
  12. 12.149 loans · $135M · Mukwonago, WIFull record →
  13. 13.4 loans · $1M · Berlin, WIFull record →
  14. 14.105 loans · $72M · Wilmington, DEFull record →
  15. 15.46 loans · $47M · Asheville, NCFull record →

35+ funded Stretch Zone deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • SZMD25 LLC in Mount Dora, FL — $250K (2026) · Valley National Bank
  • H.I. Health LLC in Chino Hills, CA — $208K (2026) · The Huntington National Bank
  • H.I. Health LLC in Chino Hills, CA — $50K (2026) · The Huntington National Bank
  • Stretch Zone Biloxi LLC in Biloxi, MS — $264K (2025) · The Huntington National Bank
  • HK Stretch Solutions LLC in Fort Worth, TX — $235K (2025) · The Huntington National Bank
  • Jax Stretch 1 LLC in Saint Johns, FL — $202K (2025) · PNC Bank, National Association
  • Mapleview Capital LLC. in Maple Grove, MN — $196K (2025) · The Huntington National Bank
  • Mapleview Capital LLC. in Maple Grove, MN — $25K (2025) · The Huntington National Bank
  • HK Stretch Solutions LLC in Fort Worth, TX — $25K (2025) · The Huntington National Bank
  • Jax Stretch 1 LLC in Saint Johns, FL — $20K (2025) · PNC Bank, National Association
  • Winston Salem Stretch LLC in Greensboro, NC — $500K (2024) · Pinnacle Bank
  • Stretch Zone Clayton in Clayton, CA — $239K (2024) · First Bank of the Lake
  • Upstream Inc in Ocean Springs, MS — $227K (2024) · The Huntington National Bank
  • EAHG, LLC in Mansfield, TX — $150K (2024) · Magnifi Financial CU
  • WelchZone, LLC in Eden Prairie, MN — $75K (2024) · Citizens State Bank
  • WelchZone, LLC in Eden Prairie, MN — $25K (2024) · Citizens State Bank
  • Stretch 1 LLC in Wilmington, DE — $265K (2023) · Wilmington Savings Fund Society FSB
  • Lawrence Beezley LLC in Athens, AL — $265K (2023) · Pinnacle Bank
  • Stretch Ventures LLC in Miller Place, NY — $245K (2023) · The Huntington National Bank
  • Coharie Enterprises LLC in Midlothian, VA — $130K (2023) · Manufacturers and Traders Trust Company

Buying a Stretch Zone? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Stretch Zone businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Stretch Zone purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $170K typical Stretch Zone loan
  • 0% failure rate (FY20–23)
  • 17 lenders fund the brand
  • 17 days typical to fund

Buyers researching a Stretch Zone typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerStretch Zone record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/stretch-zone
API:
https://www.capbench.com/api/public/lenders?franchise=stretch-zone
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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